Jan 12 2022, 10:30 AM
QUOTE(Sylph818 @ Jan 12 2022, 10:24 AM)
We are looking to buy a bigger house and found some subsale which is around 750k.
Prepared 130k for downpayment.
Husband, 42
Income 6k - 9k depends on sales target, commission bank in by monthly directly to bank
Commitment:
Housing Loan: Cleared
Car Loan： Cleared
PTPTN: NO
Credit Card Debt: NO
Wife, 36
Income: 6.7k
Commitment:
Housing loan: 1.2k monthly (277k loan amount)
Car loan: 690 (60k)
PTPTN: No
Credit Card Debt: No
Is that possible we could get the loan approve for at least 30 years by joint borrower?
Can..as long as got bank savings + EPF or other funds, but best to just put down higher downpayment and take 20 years la if you don't intend to sell your propertyPrepared 130k for downpayment.
Husband, 42
Income 6k - 9k depends on sales target, commission bank in by monthly directly to bank
Commitment:
Housing Loan: Cleared
Car Loan： Cleared
PTPTN: NO
Credit Card Debt: NO
Wife, 36
Income: 6.7k
Commitment:
Housing loan: 1.2k monthly (277k loan amount)
Car loan: 690 (60k)
PTPTN: No
Credit Card Debt: No
Is that possible we could get the loan approve for at least 30 years by joint borrower?
Quote
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