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CREDIT CARD LIMIT MIN AND MAX DISCLOSURE
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Brotherjoe
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Jan 9 2022, 09:35 PM
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QUOTE(plouffle0789 @ Jan 9 2022, 09:23 PM)  Your credit limit is determined by your annual income (can be non-employment income, e.g. rental income). If your annual income is RM 30,000 or below, your credit limit is capped at 2X your monthly income. If you earn RM30,000 to RM120,000 a year, your credit limit is up to 4X your monthly income. There is no regulation on your credit limit if you earn RM120,000 or more a year. How much is yours? Not really, my Citi gold that I first applied during the roadshow at my company, the credit limit given is 10x of my monthly salary. Which I had to go request for credit limit reduction.
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Brotherjoe
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Jan 9 2022, 09:40 PM
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QUOTE(kons @ Jan 9 2022, 09:25 PM) QUOTE(NoNameSoldier @ Jan 9 2022, 09:29 PM) You no worries about credit card fraud?
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Brotherjoe
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Jan 9 2022, 09:57 PM
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QUOTE(mcchin @ Jan 9 2022, 09:43 PM) errr , it's credit problem, report and then ask for a new card the bank is more inclined to solve the issue Both my dad kena last time with HSBC. Card kena cloned. It was a foreign transaction and HSBC insisted my dad to pay.
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