Hi, can someone help me on this situation:

My late father left an house with a join name of me & my sister.
Currently the name on the grant is both of us.
There is no outstanding loan on the house as it is an old house.
My sister agreed to sell her 1/2 portion to me amount to 250k.

My questions:
1) Can I borrow housing loan or do I need to settle this by using personal loan?
2) Do we need to hire lawyer to settle for the S&P?
3) Usually how much is the lawyer cost & how long it usually take for the whole process?

I never bought an house so kind a noob about this thing.
Any advise is highly appreciated

1. Yes
2. Yes
3. Photocopy of the house title / geran, salary and or other income statement, EPF statement and Borang BE.

In addition to legal fees for SnP, you are required to pay the following ....

1. MOT .... stamp duty to transfer half share from seller to buyer.
2. Legal fees for Loan Agreement
3. Stamp duty for Loan Agreement
4. MRTA ... insurance to cover your loan
5. Valuation fees