assuming subsales, you may only get 80% loan or even lesser at 75%. plus your 10k income, is it consistent for the past 5 years? Banks are very strict lately to be frank with you. before MCO, i can get a house loan easily within 7 days. Lately i just secured another loan requiring 14 days! with all sort of documents in which i never submitted in my previous mortgage loan application.

This post has been edited by mypalm79: Apr 6 2022, 10:00 AM

Maybank, public bank, Hong Leong also.... They asked me for other docs and even FD account statement... For the past 15 years I have been securing loan without FD statement. Just normal savings will do.