Most likely can hit. But it depends on how the banks rate you in the current climate. Like what mini orchard mentioned, your epf contributions will help too.

But since its a subsale -

normally you will have to prepare the upfront (10%) for deposit, then stamp duty fees etc (I think stamp duty would be around 20k+?)

Next, renovation fees / clearing fees / defect fees etc. Since its a double storey I'd assume a full reno / ID would be done so another 100k minimum.

So the rough estimate for now - around 200 - 250k?

Are you prepared to fork out these? The money from your savings etc?

If you don't get 90%, then you will have to fork out even more.