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Housing loan 900k
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Thasmita
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 Dec 26 2021, 10:50 PM
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That’s really brave. Committing to a 810k loan based on rm 120k nett annual revenue. Firstly make sure the property is really worth rm900k. Don’t ever rely solely on what agents tell you. Do proper research on recently transacted prices. As a property owner myself - I have to admit it’s a really really soft market. I just offered someone 25% off the advertised price for an apartment unit - initially the agent/owner said no- but after a week have been calling me to conclude the deal, from 340k advertised price to 250k.
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Thasmita
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Dec 27 2021, 07:24 AM
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QUOTE(vinlyy @ Dec 27 2021, 07:07 AM) No choice I work at this area I must buy at here easy for me I need to prepare food so double storey suitable for me Hard to negotiate price Some property once we late/still thinking Other ppl already buy What’s the rental in that area? |
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Thasmita
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Dec 27 2021, 06:46 PM
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QUOTE(mini orchard @ Dec 27 2021, 07:34 AM) People buy properties for various reasons and not solely based on rental income guide. As long the property can generate income other than perceived rental, it suffice. No one can buy at the lowest nor sell at the highest. Property transaction is localised. Soft property prices may not be applicable to every location. One transacted data doesnt represent the whole country. Mate don’t need to be judgemental. My question was what is the rental in that area. I’m just curious. What do you mean by one transacted data representing the whole country? Generally market is really soft. This post has been edited by Thasmita: Dec 27 2021, 06:48 PM |
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Thasmita
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Dec 27 2021, 08:14 PM
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QUOTE(mini orchard @ Dec 27 2021, 07:36 PM) I am not being judgemental Your answer is not relevant to what he is asking. If this is an exam question, sorry ..... you failed. Here’s 20 cents. Go play far far. |
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