Firstly, you need to know the exact sum to write the cheque ... each day is a different amount because the interest charge is on a daily basis.

For 'closing' of HL or HP account in PBB, transaction have to be done over the counter as the system requires proper authorisation of senior officer.

Even if is one time overpayment, bank counter must put in the correct code for payment received, otherwise it treated as advance instalment payment.

1. my instalment amt is still as per the contract, but the recent opr has reflected, and my ijarah rate (interest rate) also adjusted. Not sure why my monthly amount still hasn’t adjusted. did a sense check at loan calculator should have been more.