Original agreement was +-45%, paid monthly basis for two years. Lock in period 2 years.

New agreement 8-12%( there is tier, mine is 10.5%), tenure is 5 years. 1st year you cant withdraw money(moratarium), 2-5 year if you wish to redeem it, 20% to be deducted from capital as fine. And best thing is, withdrawal is upon board director approval(they have right to decline it). The new agreement, stated there we might lose half or in full of our capital(i really pissed off with this), as i cant recall old agreement has this term.

I am getting legal advise for few firms and i am gathering the investors to discuss on whats next.