Home Loan Offer , varies from 4.88%-6.18%, Lower than market loan package...
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 Sep 18 2007, 02:04 PM
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#1
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Senior Member
566 posts Joined: Sep 2005 From: Compulsive Disorder Land  
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QUOTE(jane98209 @ Sep 18 2007, 01:55 PM) yes...agree on it....but is that inclusive our legal fee ?! Zero moving cost is inclusive of the legal fee while non zero moving cost is exclusive. That is why you can see the rate is bettter for non zero moving cost |
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Oct 9 2007, 12:18 PM
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#2
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Senior Member
566 posts Joined: Sep 2005 From: Compulsive Disorder Land
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QUOTE(yewkhuay @ Sep 26 2007, 04:28 PM) there is a software to generate comparison between ur new loan package vs ur current loan package, so u just hav to PM me ur current loan package interest n loan amount. Bro yewkhuay,financing tenure can go upto 35yrs if u r young... Remember our PM about cannot refinance before the current bank finished releasing loan? And have to wait 18 months for the warranty period before all loan released. I checked with my bank yesterday and it seems that once you receive your key ie construction phase finish, the bank would release the last 10% of your loan to a third party. The developer would then get the balance 10% from the third party if everything is ok at the end of the 18 months. The tie between your bank and developer would end earlier meaning we can refinance quite soon ie no need to wait for 18 months. |
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