i got charged 1% for this overseas purchase too. because the portal is in SG, the company is registered as SG entity, so they consider as overseas purchase despite transacting in RM and from Apple Malaysia.

So i called my CC and asked them to waive, first time rejected, then I appeal again and threaten that if not I will cancel the card. they approved and waive the 1%.

Foreign bank CC.

But strangely, because my friend using another foreign bank CC, wasn't charged this 1%, that's why I insisted them to waive.

LOL why are you so worked up?

yes I use stand chart and I got charged the 1%.

is this bank not a foreign bank?

ya I use foreign or local to differentiate for myself.

I use a local bank cc last time without such charges.

by the way, the 1% was the subsequently waived by stand chart after an appeal. sekian

This post has been edited by tehoice: Nov 21 2021, 09:18 PM