Having few thousands per month outstanding cc is normal unless the balance exceed your monthly income, then it may raise the red flag.

If you are applying the loan with same bank as CC, they can check your past cc records easily.

If is cleared monthly, then is considered expenses and not debt.

Statement and Outstanding Balance is the same meaning.

If you are refering to minimum payment amount, then the balance is considered a debt.

If the bank wants to go into details, then they will request for the statements. Otherwise, no worries.