hi all,

I currently agree on one of the sub sale house. need guidance on buying sub sale house. This is my understanding, kindly let me know if i missed out anything or any tricky things i need to be aware of.

Step by step.
1. agree on the value and prepare banker cheque for the property agent (under property agent company name) 3 %

2. I need to fill the booking form.

3. Agent will ask owner to sign agreement of the booking form to agree if loan reject, he need to refund the 3% money.

4, I need to find banker, to apply for loan.[/B]

[B]5. loan approved, its a go. Loan reject, bye bye.

did i miss out anything important that i should be aware of? noob here.   

if and only if loan reject. i cannot over confident, i wanna buy , sure get,