bought a rm9k bike before using aeon credit with rm1 down-payment several years ago. the loan is for 5 years. when I calculate the interest is very high (if u follow the payment schedule). After 5 months get my bonus & paid lump sum. if I'm not mistaken I did save about rm6k+ when I reduced the loan tenure from 60 months to just 6 months.

the only good thing about aeon credit for me is just rm1 down payment (no need to fork out too many cash). then u just need to pay more every month. don't follow the schedule. just pay x3 or x4 of the installment if u can afford it. in the end, its way more cheaper than *loan kedai* (with many hidden costs + vague interest calculation).

yes. this is true. even though BNM said cannot charge the 2%, 10/10 kedai motor u go will charge u the 2% transaction fee. lol

me too. 12.3k cash otr. the feeling is hnghhhh when u buy cash.