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 How you beli your motor?

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kuci_mayong
post Oct 25 2021, 06:05 PM

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QUOTE(Seager @ Oct 25 2021, 06:03 PM)
Link apa ni...
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Modified

https://s.lazada.com.my/s.WvjBb
TSSeager
post Oct 25 2021, 06:06 PM

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QUOTE(kuci_mayong @ Oct 25 2021, 06:05 PM)
Oh thanks! I was just checking them out too haha
h4r8_kIlLeR
post Oct 25 2021, 06:08 PM

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I thought once you establish credit history... If credit score good, they give smoll interest? No meh?

Fuck.


Anyway I bought mine on loan with aeon.
SUSCincai lar
post Oct 25 2021, 06:08 PM

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QUOTE(kuci_mayong @ Oct 25 2021, 06:03 PM)
Can ask the seller itself how, I'm not too sure how.

But these sellers got good rating so don't think they out to cheat you.

Here's example:
https://s.lazada.com.my/s.WvjBb
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yes,.. just trust anonymous online seller,... btter than physical shop,..
TSSeager
post Oct 25 2021, 06:10 PM

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QUOTE(h4r8_kIlLeR @ Oct 25 2021, 06:08 PM)
I thought once you establish credit history... If credit score good, they give smoll interest? No meh?

Fuck.
Anyway I bought mine on loan with aeon.
*
How many years loan?
kuci_mayong
post Oct 25 2021, 06:11 PM

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QUOTE(Cincai lar @ Oct 25 2021, 06:08 PM)
yes,.. just trust anonymous online seller,... btter than physical shop,..
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I still prefer go physical shop for these type of purchases. Just sharing other ways on how to buy here.
h4r8_kIlLeR
post Oct 25 2021, 06:20 PM

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QUOTE(Seager @ Oct 25 2021, 07:10 PM)
How many years loan?
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5 years @rm682
pretty23
post Oct 25 2021, 06:22 PM

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less than RM20k bike for what purpose ?

daily use?
superbike
post Oct 25 2021, 06:23 PM

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despite my username, i dont actually own a motor now.

last time i only ride my dad's bike.
TSSeager
post Oct 25 2021, 06:48 PM

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QUOTE(h4r8_kIlLeR @ Oct 25 2021, 06:20 PM)
5 years @rm682
*
fuhhh motor apa hang beli
h4r8_kIlLeR
post Oct 25 2021, 06:49 PM

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QUOTE(Seager @ Oct 25 2021, 04:02 PM)
Huehuehue betul jugak ni
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Discipline to save each month susah...

U keep sampai 6k... Tiba2 some unforeseen shit happen...

I rather pay in installments.
h4r8_kIlLeR
post Oct 25 2021, 06:49 PM

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QUOTE(Seager @ Oct 25 2021, 07:48 PM)
fuhhh motor apa hang beli
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Honda rebel 500... Tapi X cukup... Now need Vstrom 1050 xt
kcchong2000
post Oct 25 2021, 07:00 PM

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If 10k and below. Cash ajelar. Interest very mahai.
kurangak
post Oct 25 2021, 07:02 PM

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QUOTE(Seager @ Oct 25 2021, 02:33 PM)
Cash? Loan? Credit card?

I noticed motorbike loan mostly from AEON and is sibeh taik punya interest. Has anyone bought using credit card before?

Ayam looking at less than 20k bike, so maybe 5k down payment and the rest credit card and settle within a year. Got any easy payment plan? Can ah?
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aeon credit = legalized ahlong

sometimes u can get better rate loaning from ahlong
h4r8_kIlLeR
post Oct 25 2021, 07:02 PM

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QUOTE(andrewhtf @ Oct 25 2021, 05:52 PM)
you get to ride a bike during that 1 year time.
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I know right... Also. While saving that 9k... Tiba2 "wow... That drone is 2.5k.... murah saja... Wow.... Kalau beli delonghi barista machine 3k best ni."


Lol
h4r8_kIlLeR
post Oct 25 2021, 07:04 PM

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QUOTE(arcadicus @ Oct 25 2021, 06:28 PM)
I can buy using cash but I decided to buy using my credit card instead.... Just to collect the cc points.... 😁
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Smart man 😉
Kerplunk
post Oct 25 2021, 07:24 PM

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iCity motorworld Shah alam offers 0% instalments through CIMB and maybank credit cards, they even did a pre-order for the new mt-09. Beli bellliiiiiiiiiiii 😄
SUSIzzanobody
post Oct 25 2021, 07:27 PM

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Use baisikal la sifu. Cheaper oso and now can go highway oso.

Healthy oso ma. Jimat no use oil
CyberSetan
post Oct 25 2021, 07:34 PM

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QUOTE(Seager @ Oct 25 2021, 02:33 PM)
Cash? Loan? Credit card?

I noticed motorbike loan mostly from AEON and is sibeh taik punya interest. Has anyone bought using credit card before?

Ayam looking at less than 20k bike, so maybe 5k down payment and the rest credit card and settle within a year. Got any easy payment plan? Can ah?
*
I buy my RM32k++ Kawasaki Vulcan S in 2015 via Bank Rakyat's Personal Loan (3 years, monthyl RM1050+).

Got the loan money lump sum - immediately buy the motorcycle, within 2 days motorcycle out already complete with 'geran motor', 1st party insurance etc.

Good thing:

- Can immediately sell the bike if needed since ownership 100% is mine already.
- Can buy 3rd party insurance instead of 1st party (Bank wants 1st party only).
- Can settle loan faster.

Bad thing:

- Personal loan have higher interest rate.


This post has been edited by CyberSetan: Oct 25 2021, 07:35 PM
suikod3n
post Oct 25 2021, 07:35 PM

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Cash only, bike loan interest so high. Not worth it.

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