Oct 19 2021, 03:21 PM
QUOTE(BboyDora @ Oct 18 2021, 10:51 PM)
thank you very much sifu 
.
one more question i wanna ask as i just see another unit.
1. its a subsale. asking price let say RM 900k
2. the sales person told me bank valuation is 800k. he say the owner die die also wanna sell Rm 900k. I say i cannot afford if Rm 900k.
3. the sales person say he can kaw tim with the bank (he intro the bank) to make the valuation Rm 900k so i can borrow the base on 900k and not 800k. Like that also can meh?
I thought the bank will send "ëvaluator" ( i dunno the correct terms) to come and see see the house only determine how many percent and how much can loan.
Is anything fishy?
There are many subsales transacted above bank valuation. Is up to the buyer how he perceived value of such property. 'Value' is not always equal to price. .one more question i wanna ask as i just see another unit.
1. its a subsale. asking price let say RM 900k
2. the sales person told me bank valuation is 800k. he say the owner die die also wanna sell Rm 900k. I say i cannot afford if Rm 900k.
3. the sales person say he can kaw tim with the bank (he intro the bank) to make the valuation Rm 900k so i can borrow the base on 900k and not 800k. Like that also can meh?
I thought the bank will send "ëvaluator" ( i dunno the correct terms) to come and see see the house only determine how many percent and how much can loan.
Is anything fishy?
Bank valuation are average market price. Two similar subsale properties can never be sold at the same price.
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