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FI/RE - Financial Independence / Retire Early
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tehoice
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Oct 20 2021, 10:13 AM
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QUOTE(premier239 @ Oct 20 2021, 10:04 AM) while most of the discussions revolve around the investment part, how about the expense control for FIRE? Although one should save as much as possible, is there a guidance of the expenses allocation? under FIRE, like max can only spend rm10 on food+grocery /day ah? as frugal as possible.
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tehoice
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Feb 2 2023, 11:18 AM
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QUOTE(MGM @ Feb 2 2023, 09:36 AM) For young people who want to plan for FIRE, my advice is to go for career that is in high demand in SG but stay in JB esp when RTS is up in 2026. U should be able to FIRE b4 45. Anyway nowadays when u r above 45 u r replaceable esp in SG. technically speaking, no one is irreplaceable. so to attain FIRE, should aim for high paying job, work hard in the younger years, save up and invest. 20 years down the road, should see a bright light at the end of the tunnel.
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tehoice
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Feb 2 2023, 11:47 AM
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QUOTE(prophetjul @ Feb 2 2023, 11:23 AM) Yes. i can vouch for this scenario. Get as high paying job as possible especially in your younger days. Save and invest. Time factor in investing. yup time is really our best friend, but subject to one's willingness in saving up and investing, rather than splurging on all kinds of luxuries stuff. but the big caveat is also the ability to get a high paying job, so gotta work hard for it, it doesn't come free/easy for average joe like us.
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tehoice
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Jun 8 2023, 10:22 AM
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QUOTE(xander2k8 @ Jun 7 2023, 03:57 PM) Why on earth waste your money buying new house and yet still renovate 🤦♀️ and it means wasting more money and letting developer to profit more instead Generally, people will want to live in a comfortable environment isn't it? Don't you want to make your own home a good livable condition to your liking? So long they can afford their house renovation (not to the extend they will be heavily in debt) can already lah. how they wanna spend their money is your problem? Get a life, better than trying to win every single argument. QUOTE(guy3288 @ May 27 2023, 12:32 AM) stop your pathological face palm addiction stop that urge must comment on every product
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tehoice
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Jun 8 2023, 06:12 PM
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QUOTE(CommodoreAmiga @ Jun 8 2023, 05:44 PM) Headslap guy report my post again. Little kid. Why does mod tolerate this guy abuse of report buttons? Likewise. He just couldnt take criticism.
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