I am thrifty. But not Ramjade's extend.
I still enjoy lots of things while I save.
Yeah. I don't buy into super brands consumerism.

I travel. I enjoy foods, theatre,etc.

Now that my children have graduated and working, I am thinking: Should I burn 400k on a car? 

true, most important thing is you yourself feel contented and satisfied
enough.

but if we start comparing, wah he has that, how can i not have that......then no end to it..
not for kids la, wait till they can earn then only they should think about it.
Too frugal in cutting down on necessities tak boleh , no good
cutting down on luxuries for kids i think no harm.

Like i mentioned that i am frugal but not to the extent that i have not enjoyed the fruits yet. i have been enjoying along the way. And found that there is still excess while i am already 60.
Spending 400k on a car will dent like 6% of my cash standing.
However, i have never spent 400k at a go before. i am not sure whether my mental capacity allows me to do so! 
And i so not really care whether i drive a 400k car or wear a 100k watch.
Of course we don't look at the money here, back to the question if it's really your passion or not? example, let's say normally we don't spend RM10k for a TV when we can easily spend RM3k, but if you're someone who is very passionate and enjoy AV stuff, especially RM10k on an OLED TV which further enhance your experience, why not? Likewise for car, I'm sure the 400k car you are aiming should have some wow factor which you will discover and enjoy it...that's the problem with the mentality part...it's good you're frugal, but now it's stopping you from fully enjoying your life or something you are passionate about.... 6% dent? i'm damn sure the 94% balance confirm can last you until your next generation... don't regret later when you're in 80s and that time you wanna drive 400k car also no energy to drive anymore, not many ppl are like Tun M. This is one thing I realized also, all the money in the world cannot buy the time which have already past... 


The most enjoyable things i enjoy most is to be among my family and friends. Therefore i spend most of money on them. It's not too expensive most times.
i also spend on helping some of their children through higher learning amongst others.
So is you ask me maybe i will spend the 400k on helping them like so.
End of the day it's really what you want, so maybe you're not that passionate on the car...like my dad, he says he love SUV...even when he can already more than afford it, never also seriously go view and buy

BUT i love travelling! Especially to meet up with family and friends in far away lands.

Spending 400k at a go is really a mental thing. 
But if i do spend this on a car, i will get one in Australia where i do not have to pay exorbitant taxes on cars!

How many of me? You meant my family? Basically no issue to support any family members included my close friends. My current monthly expenses is around 7k, but i buffered it up to 12k in case anything happens. And with the money saved each month, i can afford a new Porcshe every few years. I think i am pretty safe, and very lucky.