I really find it quite hard to believe you can EASILY CATCH USD500 on every Monday ! If like that,... everybody can just play options and not needed to work anymore,.....

They will hate you for this. Could not keep up with their peers. Sending out of country is simple, just need enough money. I could afford to sent all my children overseas without scholarship but i told them to study locally.

sometimes there is nothing to spend on. got money also dont know what to buy.
For eg. dining in expensive restaurant with overpriced drinks- i never liked those drinks and still prefer teh tarik at the local mamak shop. so less dine in these restaurants.  some ppl might say stingy or fake rich or so on but if you dont have the desire/interest, you will go on your likes/wants.

imagine, after 40, interest in cars also not much even when you can buy what you want by cash.  last time car got ding dent boom scratch,  must straight go repair.... now just keep until sell the car

btw, i have set target 6M with conservative returns 5% to completely fire. Just 2-3 years away.  Can extend but i dont need to accumulate any more  $$$ bcse no desire in luxury spending anymore.
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Why not use teach and pass on that skill to the children instead of spending xxxk on overseas education that can no longer offer job security?

If Dad gave the children xxxk to start, ......huat + no worry abt job security.