I have been forced into early retirement (age 58) by a combination of Covid-19 pandemic and a totally unrelated health issue.

My working life has been spent all over the world and, as a consequence, I have no personal pension but a reasonable pot of money to invest. At the moment, most of it is invested in PNB products and returning around 4% - which is enough to pay the bills but we would like just a little more, maybe 6%.

Any suggestions?

We have tried. No luck at all. We have maxed out my wife's ASB accounts and are substantially invested in ASMx Funds but the overall return across all funds is just a fraction over 4%.