<-- a person who work in healthcare center.

I gonna tell you, for plating/orthopedic/fracture/implant/PRP injection case, private will have faster access.
HOWEVER,
For those serious stuff that requires ICU care and ventilation care.... 100k can be easily depleted every week... and government ICU care is very awesome, i gotta tell you.
Burn case also , better go to government care with burn unit...

For me , i arrange in such way :
Critical care / Red case : Definitely government (Polytrauma with multiple systemic issue)
Yellow high risk : Government
Yellow low risk : Private (normal arm fracture , or Osteoarthritis need change joint aka THR / TKR )
Green risk : Private / F/Up at Klinik Kesihatan for medication


This post has been edited by Haloperidol: May 19 2023, 06:30 PM

For those case that requires urgent attention, you can be rest assured that you will be treated accordingly.

Example,
Open fracture
- you fall off the motorbike, there is a wound until you can see the bone.
- according to guideline you need the surgery within the golden hours or else infection rate comes in sky high rate.

Example,
Appendicitis
- If you dont open it and take it out, has big risk to perforated aka burst and become more bad
- Usually appendix will do on Midnight as Morning/Afternoon for more life-or-death scenario case.

Example,
Severe TBI (Traumatic Brain Injury)- mostly will send to Gov to do lol.

there are some more example, mostly is "if you dont do it now, you will worsen over time" that kind of case.
- those case can go to government as they will treat you ASAP.
- of course this knowledge is kinda privillaged as it is up to certain doctor/specialist/consultant that decide which operation is urgent


---
For those which best seek care at private

Example, Cataract
- ofc gov has initiative to do those surgery but waiting list so long.
- waiting list in 3 to 6 month plus lol.

Example, Reducible Hernia
- waiting list for GA (with general anaesthesia) around 7 to 10 month lol
- waiting list for LA around 3 to 6 month lol
- trust me you wont like Local Anaesthesia operation hahaha.

Example, TKR / THR, Joint Replacement, Steroid Injection (maybe)

Mostly elective surgery that you dont feel like to wait lol

This post has been edited by Haloperidol: May 20 2023, 08:12 AM

non lethal, proven treatment, -- this statement isn't correct lol
Government gives you proven treatment , heck , is more regulated some more.

You can ask , "will you die on tomorrow or next 1 week (???) after this incident" , if yes , better go government Emergency
(but you need an appropriate judgement on this , best taken from HCW perspective , it is very bad if you think you are fine but actually you has emergency condition)

Generally if they say they wanna put you on Elective list (operation in few months) and you can't wait it, then you can go private.
My relative was put on elective list for hernia like ... 8 months to come.
Decided to use insurance to go private, able to get the surgery on next week

This post has been edited by Haloperidol: May 20 2023, 08:22 AM

So envious of you all, now i committing on FIRE too.

Currently expected passive monthly cashflow is generated is at a rate of approxiate 800 per month ...

born in 93 lol


This is the highest achievement, you know what you want, and you already achieved it.

This post has been edited by Haloperidol: May 20 2023, 09:45 AM

Despite i'm not a rich man, i don't believe in living in poor life will make great man.
Living poor life will develop poor mindset like what i had now , working physical/mental for service for a fees and scared of losing capital.

Develop business acumen / social circle / connections / foresight on industry is much better than let them experience MYR 10 for one car wash.
Just like one of my friend, his father is a developer, always miss school (government school) to bring him around to experience his business talks etc.
Now he owns several petrol station etc. etc. and expand beyond property developer business.

This post has been edited by Haloperidol: Aug 25 2025, 08:48 AM