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 FI/RE - Financial Independence / Retire Early

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Aaron212
post Feb 4 2023, 09:02 AM

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QUOTE(CommodoreAmiga @ Feb 4 2023, 03:51 AM)
Yeah. Overseas education for doctor need RM1m. Other course maybe less.

Seriously, with RM1m. Better teach kid how to invest and get a head start in life rather than slugging it out as houseman here.

Unless that RM1m is like less than 10% of your networth, ok lah, can dump it into salty overseas water.
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U gib son bekum Dr he wont starve to death. But whether he bekum super rich thats a bet

If teach invest he might lose it all n then end up from 0 with no professional knowlegde then go do property or insurance agent adi
Aaron212
post Feb 4 2023, 12:58 PM

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QUOTE(wongmunkeong @ Feb 4 2023, 08:13 AM)
U do understand proper investing, cash management and risk management is NOT trading or shitcoins right?
investing is +ve probability skewed, ie. the longer U stay in, the higher probability to make more, unlike casinos / gambling which is a -ve probability skewed
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Investment no guarantee untung

Bekum doctor guarantee untung


Aaron212
post Feb 4 2023, 01:14 PM

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QUOTE(MUM @ Feb 4 2023, 09:09 AM)
Doctor need extremely karge amount of money to study.

If half way gives up, or half way realised not smart enough, ...money spend all wasted.

That money and time spend on taking that don't know can be qualified career, ...if spend on investment, ...... can the money be big and how long does that doctor need to save to reach that sum?
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Doctor can be millionaire

Millionaire not necessarily can be doctor

Sent ur kid bekum dr
Aaron212
post Feb 4 2023, 01:39 PM

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QUOTE(CommodoreAmiga @ Feb 4 2023, 09:17 AM)
Doctor CAN become millionaire.

Millionaire ALREADY millionaire.

No brainer choice.

😂
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1 millionaire can finish in a heartbeat

Bekum dr roi min 150k per year

Just work like a horse
Aaron212
post Feb 4 2023, 06:34 PM

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QUOTE(Unkerpanjang @ Feb 4 2023, 09:54 AM)
Pls dont short sell the medical profession, most become doctors for the nobility n personal promises of building a better society.
Along the way, some get rewarded for their expertise n service.
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U bekum doctor to live in low cost apartment? Don't lie

Bekum doctor not easy. Alot of stress involved. They get compensated well it's deserving

Most doctors are underpaid

Bekum TikTok star earn even more than doctor
Aaron212
post Jun 18 2023, 10:43 PM

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QUOTE(exwuliao @ Jun 18 2023, 06:19 PM)
Sorry I have a noob question..
Why KDI Save over Versa? Been seeing a lot of talk about parking short-term cash in KDI rather than Versa
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i use both

versa slightly higher than kdi if not mistaken

but kdi clearly shows u ur money and u feel more secure looking at its interface

versa show u in their own units so its harder to understand

see also no mood adi
Aaron212
post Jun 19 2023, 08:22 AM

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QUOTE(guy3288 @ Jun 18 2023, 08:12 PM)
main difference is  interest from KDI is clear cut
predictable in amount
and time.

Versa susah,
every day show a little interest only, unpredictable pulak.
then suka suka give payout in units
suka suka give rebates in cash
you want to check how much at the end you get also susah!
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well said

its our money at the end of the day

please show in ringgit n cents not funny shitty units

if like that better i go buy stocks
Aaron212
post Jun 19 2023, 08:46 AM

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QUOTE(ronnie @ Jun 19 2023, 04:32 AM)
that's why we learn multiplication in schools... it's useful in the real world.  sweat.gif
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good for you
Aaron212
post Jun 20 2023, 08:32 AM

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So much trouble to just see YOUR own actual money

KDI u open account straight away can see how much ringgit n cents u currently have

Versa some more register left right left right

Too much hassle for such small amount of interest

Like that i better all in tesla
Aaron212
post Jun 20 2023, 09:54 AM

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QUOTE(CommodoreAmiga @ Jun 20 2023, 05:09 AM)
All in TSLA is suicide. Anything all in is basically Suicide and Gambling.

Only do that in Stephen Chow movies....Show hand!

Real life, please don't.
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take my financial advice with a small pinch of salt

diversify

some in high violatile some in safe blue chips

it all depends on ur age, risk appetite n final end goal

All in now regret later
Aaron212
post Jul 4 2023, 01:27 PM

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QUOTE(eddyooi @ Jul 4 2023, 09:16 AM)
i thnik many many people can fire already if played well in the property game during 2010 time
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yes those has cash at that time huat big caz can enter when market is not that expensive compared to now

can pass on several props to kids

some choose to use the untung to sent kid to good uni n good courses
Aaron212
post Jul 5 2023, 08:34 AM

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QUOTE(Dividend Warrior @ Jul 4 2023, 06:35 PM)
Another quarter, another small step towards FIRE.  biggrin.gif

My 1H 2023 Dividend Portfolio Update

user posted image
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still not enough to lean FIRE?

3K can survive if single and no diseases

 

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