KDI Save because of liquidity but Versa-I has now same day withdrawal before 10.30am cut off

Not really now when Versa-I has up the game using accumulation units now with the same day withdrawal 🤦‍♀️

KDI is more on showing the value while Versa is on units but with Versa-I with accumulation is better now

Now Versa-I has upped the game with same day withdrawal before 10.30am and received around 7pm in the evening itself

main difference is interest from KDI is clear cut
predictable in amount
and time.

Versa susah,
every day show a little interest only, unpredictable pulak.
then suka suka give payout in units
suka suka give rebates in cash
you want to check how much at the end you get also susah!

Thanks for info. Glad I only use KDI Save. Hehe. I hate all these stupid games play by Financial Institution. Macam MG scam.only.

well said

its our money at the end of the day

please show in ringgit n cents not funny shitty units

if like that better i go buy stocks

that's why we learn multiplication in schools... it's useful in the real world.

Reminds me of that famous scam which turns USD into worthless fake Arcade token coins. Lol.

good for you

wah bro
no lah not scam,
scam i wont put money there

our money is always showed at the end
total in RM

only Versa´s system difficult to check at the end how much is the return
say only 4.0%
few times i checked looks like <4 %



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I don't mean it's Scam, but all these convert to unit thingy is just drawing parallel with scams, but they do it in a legal way...like Unit trust.

it is unit trust but in the money market....that's why Versa shows in Units.

Damn….. which era u are in

I am from an era where I don't trust Unit Trust. So?

FYI for those who didn't know, Versa users can actually login to AHAM i-Access (https://iaccess.aham.com.my) and you will be able to see your Versa fund holdings there, both in number of units and RM.
You can also download detailed statement of accounts from the i-Access portal, which details your fund positions and transactions within the selected statement period.

If you do not have an account yet, you can easily sign up for one from the login screen with the same NRIC/Passport used for Versa, and your accounts will be linked automatically.

One quirk I noticed is, rebates credited in Versa is considered as your cost of investment in AHAM i-Access (i.e. the rebate is used to buy more units), whereas in Versa, it is considered as your earnings under "Bonuses".

This post has been edited by siaush: Jun 19 2023, 11:22 AM

Versa is buying into an external fund to manage while KDI Save is managed by itself through its own treasury product hence 2 different legal ways of handling money market while earning small interest in it

Generational wealth is the fruit of FI/RE.

FI/RE is the seed of Generational Wealth.

So, each individual need to decide when their own journey starts or ends.

Gamimaru the Hollow. Dozo arigatou gozaimasu! Sensei.

So much trouble to just see YOUR own actual money

KDI u open account straight away can see how much ringgit n cents u currently have

Versa some more register left right left right

Too much hassle for such small amount of interest

Like that i better all in tesla

All in TSLA is suicide. Anything all in is basically Suicide and Gambling.

Only do that in Stephen Chow movies....Show hand!

Real life, please don't.

take my financial advice with a small pinch of salt

diversify

some in high violatile some in safe blue chips

it all depends on ur age, risk appetite n final end goal

All in now regret later

Can’t you withstand more than 50% losses or not 🤦‍♀️ a lot of ppl who bought Tesla during last split thinking it will go up and they sold off at a loss instead while missing out the recent 14 day rally 🤦‍♀️

Those on FIRE, do you have plenty of assets etc that you need to look after.

or are you just a simple person, not much expenses.

and world materials doesn't fancy you....?