Then should just save up get minimum deposit.

15% of 400k is RM 60k.

10% of 600k is RM 60k.

Got difference meh.

Think usually new development, after deducting the "cashback + discounts" from the developer, it will be less than 10%, sometimes don't have to fork out anything.

Why on earth waste your money buying new house and yet still renovate 🤦‍♀️ and it means wasting more money and letting developer to profit more instead

Where got ppl buy new house renovate?

New houses are typically empty. A buyer would at least need to spend a tidy sum to make it “liveable”, and while at it, might as well make some modifications to make it more towards the new owners’ tastes.

you'd be surprised, there are plenty

and some renovate as if it's going to be their 'forever' home

the amount they can spend is crazy

Generally, people will want to live in a comfortable environment isn't it? Don't you want to make your own home a good livable condition to your liking?
So long they can afford their house renovation (not to the extend they will be heavily in debt) can already lah. how they wanna spend their money is your problem?

Get a life, better than trying to win every single argument.

Ah hahahA! Some people rather slap forehead until bleeding and win every argument on the internet!!!!

Besides, renovatin your house has nothing to do with developer pun. Unless you ask developer to reno for you, which is usually not the case. Only subcon will do the jobs.

Come i also wanna slap forehead for such a bodoh statement.



This post has been edited by CommodoreAmiga: Jun 8 2023, 11:12 AM

you know people say mom's cooking is the best. But since we have different mom, I believe your mom's cooking is the best to you, but may not be best to me.

Got many ppl does it 🤦‍♀️ which is why most developers can’t be bothered and delivering inferior finished product these days as these days developers doesn’t build for the market but for their profit margin

Got many ppl does it 🤦‍♀️ as you can see above which is why most developers can’t be bothered and delivering inferior finished product these days as these days developers doesn’t build for the market but for their profit margin

Headslap guy report my post again. Little kid. Why does mod tolerate this guy abuse of report buttons?

Likewise. He just couldnt take criticism.

i was also guilty of that
bought new knocked off side walls extend

Renovation won’t help FIRE. Let’s change topic. I’m bad manage my finance need help. Last time I young travel many country sometimes buy property by mistake thinking it’s the last time i willl move. Guess what, old now and back to Malaysia the best place.
Should I sell my flat in spore then convert to ringgit? I will lose exchange rate right? Also will I kena tax? Or should I just keep it in spore but it’s a problem cause I old that time can’t go there collect rent

Buy a jb property near RTS while it is still affordable, easy to run errands in SG. Your SG rental will become part of personal expenses. Your flat is hdb or private?

This post has been edited by MGM: Jun 9 2023, 08:13 AM

y need go there cannot transfer money? IMO, if not in a short for cash no reason to sell it.

sell it... one less worry... more cash to spend, but you probably don't need it...

should be fx gain...

should be no my tax... dunno about sg tax

me too... must renovate... is tradition

maximize fung sui... exert dominance...

bought with land to build another half house... but end up just extend "a bit"... hahaha

also developer cannot build right up to the fence... owner can...

Overtime yes. Short term no. SGD will appreciate against RM with time.
Not sure what tax sg charges.
Ask the tenant to do a FAST transfer. Not that hard what. No need go down and collect rental

This post has been edited by Ramjade: Jun 9 2023, 09:54 AM