Welcome Guest ( Log In | Register )

25 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 Gaji 8k, not enough for family of 3?, (Let's see what's wrong.)

views
     
mitun
post Oct 7 2021, 04:23 AM

Enthusiast
*****
Junior Member
913 posts

Joined: Feb 2018
QUOTE(KLthinker91 @ Oct 7 2021, 04:01 AM)
the main problem here is isteri not working, which immediately drags down the household income to the KL/PJ median average (~8.5k)

if isteri gets a graduate job of 3k, it can up the savings rate significantly

barang dapur and makan harian should be combined, Rm1500

which actually is not bad. consider: minimum groceries per person per month is about Rm500-600, even if sendiri masak. throw in 1 Rm100 meal once a week for two, sampai budget already.

this bill/budget is fairly average middle class, in other words.
*
Yeah this is a killer you can’t carry another person on that salary. I think 20k is prob the minimum if you’re gonna let your wife stop working. Daycare isn’t that cheap either so she will need a job that pays a fair bit to cover that too.
cempedaklife
post Oct 7 2021, 04:57 AM

Master Decoy
*******
Senior Member
4,361 posts

Joined: Oct 2010
From: KL


ok what his estimates.
its always better to overestimates. banyak lagi adhoc expenses that he didn't put in over a year, like plumbing work, go clinic, etc, etc.

sounds about right to me.
KLthinker91
post Oct 7 2021, 05:09 AM

Getting Started
**
Junior Member
227 posts

Joined: Feb 2019
From: Cherasboy
QUOTE(mitun @ Oct 7 2021, 04:23 AM)
Yeah this is a killer you can’t carry another person on that salary. I think 20k is prob the minimum if you’re gonna let your wife stop working. Daycare isn’t that cheap either so she will need a job that pays a fair bit to cover that too.
*
depends fully what level of lifestyle one aspires

if one wants to have, eg 8k lifestyle like our friend here, okay job done mission accomplished. he's already earning twice the average individual. if he wants to have 20k lifestyle however, and isteri not working, then obviously he needs to pull down 20k salary

it's just maths...
shikimori
post Oct 7 2021, 05:20 AM

Getting Started
**
Junior Member
236 posts

Joined: Jul 2007
From: Penang


Well at least prop to him din get H badge car
Newsray
post Oct 7 2021, 05:21 AM

Regular
******
Senior Member
1,022 posts

Joined: Dec 2011


Belanja barang dapur and makanan harian goes up to RM 1500.
That is very bad even if you are doing grocery kat jaya grocer or village grocer.

Ini sama ada makan besar hari2 atau rembat je apa yg dia org nk.
I do my grocery at Jaya grocer or village grocer and the bill usually not cross RM 100 unless I started to buy snacks or fancy food stuff.

Kalau sekadar beli barang masak, 1 bulan cannot be more than RM 1000.
Well unless you buy like the expat 2 trolley full from village grocer with all the fancy import food.
h4r8_kIlLeR
post Oct 7 2021, 05:24 AM

Getting Started
**
Junior Member
89 posts

Joined: Jun 2009


U nak house wife... That's what u get la.

Nowadays wife also need to earn
3Tree
post Oct 7 2021, 05:26 AM

New Member
*
Junior Member
14 posts

Joined: Jan 2021
That's why those who buy car to show off (honda civic etc) when first got a job will feel the heat once entered into marriage life.

My expense from single to married is x4 times, and no kids.

From his expense, I'd tone down eating outside food (RM600 to RM300), and the Fuel expense (RM100).
Sizty
post Oct 7 2021, 05:36 AM

Getting Started
**
Junior Member
159 posts

Joined: Oct 2009
QUOTE(marlick25 @ Oct 7 2021, 04:19 AM)
bang, kau biar betul? takkan kau tak pernah bayar zakat pendapatan? roughly 0.025 dari gaji kasar/bersih (bergantung kau nak kira macam mana)

lagi satu, wife dia tak kerja, memang la husband dia bayar semua. wife aku kerja pun aku still bagi rm400 nafkah sebulan (gaji aku lagi rendah dari mamat ni), so tak payah kot pertikai bab tu. rm500 yg husband dia bagi tu, sekali pergi Sephora dah habis (takkan husband dia nak wife dia selekeh, ye tak?), nak beli tudung Duck lagi.

maybe dia memang naik motor pergi kerja, kau mana tau? tapi kalau hari hujan, dia naik la kereta. nak bawak family jalan2, bawak kereta. benda macam ni pun nak pertikai? RM300 sebulan tu aku rasa dah reasonable sangat
*
Many eggless men in this thread

Nafkah for isteri is wajib.

cempedaklife
post Oct 7 2021, 05:37 AM

Master Decoy
*******
Senior Member
4,361 posts

Joined: Oct 2010
From: KL


QUOTE(Sizty @ Oct 7 2021, 05:36 AM)
Many eggless men in this thread

Nafkah for isteri is wajib.
*
macho juga mamat ni satu
Al3x0174
post Oct 7 2021, 05:59 AM

Getting Started
**
Junior Member
228 posts

Joined: Jul 2010
From: Klang


Conway and food expense don’t make sense
Dreadlock13
post Oct 7 2021, 06:31 AM

Casual
***
Junior Member
480 posts

Joined: Aug 2011
Try living with 1200 a month.

Cant even get married.

Can't even own a car.

Let alone pay your medical bill.

Sad
DarkNite
post Oct 7 2021, 06:35 AM

ФĻĐ ИΞШB!Ξ
********
All Stars
11,058 posts

Joined: Jun 2008
QUOTE(ceo684 @ Oct 7 2021, 03:26 AM)
That coway 1 month bill enough to feed my water bill for half a year
*
Maybe no choice cos getting teh tarik free from pipe air? whistling.gif
sexysarah1992
post Oct 7 2021, 06:37 AM

Casual
***
Junior Member
316 posts

Joined: Aug 2021



QUOTE(mafioso @ Oct 7 2021, 02:58 AM)
why is road tax included in monthly commitment?

not once a year meh?
*
Total up divided by 12 months.

Anyway 8k for 3 person is barely enough la. 8k is nothing nowadays. Now each person need at least 4k a month. So for them, they need at least 12k to live more comfortably.
sexysarah1992
post Oct 7 2021, 06:39 AM

Casual
***
Junior Member
316 posts

Joined: Aug 2021



QUOTE(Dreadlock13 @ Oct 7 2021, 06:31 AM)
Try living with 1200 a month.

Cant even get married.

Can't even own a car.

Let alone pay your medical bill.

Sad
*
Thats ur own problem. U need to study harder and get at least uni degree. Eveeyone keep complaining salary low, but never look at a mirror and ask yourself why salary low
danabu
post Oct 7 2021, 06:43 AM

Casual
***
Junior Member
419 posts

Joined: Dec 2011
QUOTE(mafioso @ Oct 7 2021, 02:58 AM)
why is road tax included in monthly commitment?

not once a year meh?
*
This is good practice, average out, so he has themoney when come to car service and insurance even it is once a year or few months once for maintenance...
novblaze
post Oct 7 2021, 06:49 AM

Casual
***
Junior Member
329 posts

Joined: Jan 2015
QUOTE(KLthinker91 @ Oct 7 2021, 04:01 AM)
the main problem here is isteri not working, which immediately drags down the household income to the KL/PJ median average (~8.5k)

if isteri gets a graduate job of 3k, it can up the savings rate significantly

barang dapur and makan harian should be combined, Rm1500

which actually is not bad. consider: minimum groceries per person per month is about Rm500-600, even if sendiri masak. throw in 1 Rm100 meal once a week for two, sampai budget already.

this bill/budget is fairly average middle class, in other words.
*
Isteri go work

Anak habe to send to pengasuh.

Every month also not cheap.

QUOTE(marlick25 @ Oct 7 2021, 04:19 AM)
bang, kau biar betul? takkan kau tak pernah bayar zakat pendapatan? roughly 0.025 dari gaji kasar/bersih (bergantung kau nak kira macam mana)

lagi satu, wife dia tak kerja, memang la husband dia bayar semua. wife aku kerja pun aku still bagi rm400 nafkah sebulan (gaji aku lagi rendah dari mamat ni), so tak payah kot pertikai bab tu. rm500 yg husband dia bagi tu, sekali pergi Sephora dah habis (takkan husband dia nak wife dia selekeh, ye tak?), nak beli tudung Duck lagi.

maybe dia memang naik motor pergi kerja, kau mana tau? tapi kalau hari hujan, dia naik la kereta. nak bawak family jalan2, bawak kereta. benda macam ni pun nak pertikai? RM300 sebulan tu aku rasa dah reasonable sangat
*
Yes. My petrol one week 2 full tank. Around rm30 a day.
30 x 26 = 780 around rm 800 for me only.

This post has been edited by novblaze: Oct 7 2021, 06:52 AM
Dreadlock13
post Oct 7 2021, 06:52 AM

Casual
***
Junior Member
480 posts

Joined: Aug 2011
QUOTE(sexysarah1992 @ Oct 7 2021, 06:39 AM)
Thats ur own problem. U need to study harder and get at least uni degree. Eveeyone keep complaining salary low, but never look at a mirror and ask yourself why salary low
*
Must be nice to study harder and get a degree.
I know I can't afford that. At least I work hard so my brother and sister can.
Must be nice to look at your self in the mirror everyday.
sexysarah1992
post Oct 7 2021, 06:57 AM

Casual
***
Junior Member
316 posts

Joined: Aug 2021



QUOTE(Dreadlock13 @ Oct 7 2021, 06:52 AM)
Must be nice to study harder and get a degree.
I know  I can't afford that. At least I work hard so my brother and sister can.
Must be nice to look at your  self in the mirror everyday.
*
Instead of give excuses, go find a solution. There are scholarship, ptptn.. go figure
Noryume
post Oct 7 2021, 07:01 AM

Enthusiast
*****
Junior Member
931 posts

Joined: Oct 2013
His tax claim should be more than 2k.
LowKeras
post Oct 7 2021, 07:02 AM

Getting Started
**
Junior Member
113 posts

Joined: May 2019
Takaful lol

25 Pages < 1 2 3 4 > » Top
 

Change to:
| Lo-Fi Version
0.0200sec    0.81    6 queries    GZIP Disabled
Time is now: 24th December 2025 - 03:49 PM