Alternatively you can use this to lock the GBP rate now
https://mtradeasia.com/main/personal/mercha...a-prepaid-card/
Like having a money changer in your pocket/phone
Best way to park and transfer foreign currency, not for investment
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 Aug 26 2021, 12:13 AM
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#1
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Senior Member
2,348 posts Joined: Jul 2010 From: bandar Sunway  
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Aug 26 2021, 03:27 PM
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#2
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Senior Member
2,348 posts Joined: Jul 2010 From: bandar Sunway
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QUOTE(xander83 @ Aug 26 2021, 02:21 PM) The worse rates are the spreads with another 2% by Visa What do you mean by the spread?  This Is multi currency card, so if you exchanged 100 GBP now for RM 581.20 and keep in the card as 100 gbp. in the future if you spend 100GBP it will also be RM 581.20 as you already stored 100 gbp in the card |
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Aug 26 2021, 03:34 PM
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#3
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Senior Member
2,348 posts Joined: Jul 2010 From: bandar Sunway
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QUOTE(dwRK @ Aug 26 2021, 02:10 PM) already told him about hsbc global account... use wise to deposit gbp ... can spend gbp directly with its multicurrecy debit... later can open hsbc uk... link for instant gbp access... I check maybank GBP rate is 5.865 but in this merchantrade card the rate is 5.812.... but carry hard cash like mule...  expensive almost bank fx rates |
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