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 Best car insurance?

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abubin
post Aug 20 2021, 02:16 PM

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QUOTE(LarryPizzaGuy @ Aug 20 2021, 01:28 PM)
Takaful.

1. 10% discount for online application/renewal.
2. 10% cashback/refund, if no claims were made after 1 year. (Yes, Takaful will transfer 10% back into your main bank account.)
3. Fast insurance claim process.
4. Easy to cherry pick and add-on options for your car insurance in their website.

Overall, I will continue to renew with Takaful, if price is what you're after, you're getting a general 20% lower price than the competition.
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Not necessarily true.

Kurnia vs Takaful
user posted image user posted image

Kurnia is already 10% cheaper without the rebate. Also for the Kurnia it's Agreed value. I am not sure whether Takaful is agree or market value.
abubin
post Aug 20 2021, 02:41 PM

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QUOTE(Oklahoma @ Aug 20 2021, 02:18 PM)
i heard Kurnia after sale service is a headache, takes very long to claim.
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well, I also have this dilemma. If we don't claim then we don't have that headache. So end of the day depends on you taking the chances or not. Things like to buy windscreen or not, to buy agree value or market value, to buy from good service or not and so on.

 

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