QUOTE(LarryPizzaGuy @ Aug 20 2021, 01:28 PM)
Takaful.
1. 10% discount for online application/renewal.
2. 10% cashback/refund, if no claims were made after 1 year. (Yes, Takaful will transfer 10% back into your main bank account.)
3. Fast insurance claim process.
4. Easy to cherry pick and add-on options for your car insurance in their website.
Overall, I will continue to renew with Takaful, if price is what you're after, you're getting a general 20% lower price than the competition.
Not necessarily true.1. 10% discount for online application/renewal.
2. 10% cashback/refund, if no claims were made after 1 year. (Yes, Takaful will transfer 10% back into your main bank account.)
3. Fast insurance claim process.
4. Easy to cherry pick and add-on options for your car insurance in their website.
Overall, I will continue to renew with Takaful, if price is what you're after, you're getting a general 20% lower price than the competition.
Kurnia vs Takaful

Kurnia is already 10% cheaper without the rebate. Also for the Kurnia it's Agreed value. I am not sure whether Takaful is agree or market value.
Aug 20 2021, 02:16 PM

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