Can apply if u got SSM more then 2 yr rental can be counted as income. Pre covid time if u got job yr income also need to + 5k from the rental income they say u don't qualify cos no job .
Now some bank are mentally retard dy ask u put FD 300k to borrow 100k with high interest rate , pre covid if bank know I got alot cash they willing to give huge loan with low interest ( personal loan ), few banker told me this.

Stuck