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 Zcity, Another gateway for saving

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xander2k8
post Aug 7 2023, 03:32 PM

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QUOTE(songokujames @ Aug 6 2023, 03:20 PM)
so can i pay to phone number of my mainline in zcity instead of my account number?cause zcity seem cannot pay to account numbet like i usually paid before.
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Not sure whether the system on Digi has changed since the merge but on Celcom end you can pay separately via using phone numbers
xander2k8
post Aug 7 2023, 03:33 PM

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QUOTE(songokujames @ Aug 6 2023, 07:39 PM)
Anywhere going to use the zstore voucher from z+ subscription? The thing inside all so expensive and most annoying is shipping fee is more than rm12 to my house.
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Standard fee rm12 🤦‍♀️ for shipping no matter what you are in Malaysia

Yes of course things are expensive otherwise how they gonna recoup the money from the promos given out especially bill payments
xander2k8
post Aug 7 2023, 05:14 PM

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QUOTE(sweeety5692 @ Aug 7 2023, 03:47 PM)
I'm new to Zcity. Just purchased the package RM 199, received 9k Zcoins and only realised that the coins will be expired in September 2023.

All sifu here, what is the best way to quickly utilise the Z coins?
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Pay bills is the fastest and then buy TnG pin and petrol vouchers is the lowest then at 100 coins max
xander2k8
post Aug 8 2023, 08:51 AM

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QUOTE(songokujames @ Aug 8 2023, 08:47 AM)
Sienz, just enter this game and get devalue 50%. Not so worth to play edy.
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What to do 🤦‍♀️ you just enter the wrong time

Luckily pay off all the bills last month still collected full 2000 points
xander2k8
post Aug 9 2023, 12:30 PM

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QUOTE(Haloperidol @ Aug 9 2023, 11:50 AM)
Guess we are in the end-phase / maturity phase of Zcity .
Oh well.

Remember, in any game of similar "discount" app and so on, utilization of points / coin / or any miles , is best when you use it first.
Because these kind of stuff they can devalue all the time when they feel the needs arise.

Look at shopeecoin and so on.

*Points are temporary
*Cashback is the first and the king

=============
Anyway , i sense today has chance to refresh Boost PIN
The RM 120 Boost PIN appeared, most probably will have some refresh action hahaha
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Unlikely 🤦‍♀️ will refresh today

QUOTE(beLIEve @ Aug 9 2023, 12:17 PM)
The founder will instruct pin releaser to hold back once their new Algo has been identified
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You mean ZCity founder/CEO?

QUOTE(songokujames @ Aug 9 2023, 12:23 PM)
ya, but the thing is u use your money+zcoins to pay in zcity and get back the zcoins. So now u get less zcoins for payment in zcity after 7 august. No rush now until they devalue again the return point to 25%.
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Won’t be that soon 🤦‍♀️ to devalue the last time they did was referral cut to 50% was last year
xander2k8
post Aug 10 2023, 03:55 PM

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QUOTE(songokujames @ Aug 10 2023, 11:19 AM)
Dont think so. Even tng page now showing blank now.
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Looks like another weekend pileup last week when they gonna mass availability
xander2k8
post Aug 10 2023, 04:14 PM

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QUOTE(cybpsych @ Aug 10 2023, 04:02 PM)
boost pin now
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And TNG pin as well
xander2k8
post Aug 11 2023, 02:18 AM

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QUOTE(Mcwong73 @ Aug 11 2023, 12:27 AM)
Boost pin refreshed, but $100 soldout very quickly.

Please hurry up to get yours -$50 boost pin.
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Not refreshed 🤦‍♀️ it is the leftover from yesterday
xander2k8
post Aug 18 2023, 11:58 PM

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QUOTE(KyusukeFD3S @ Aug 18 2023, 01:18 PM)
Rahmah RM50 package can choose RM10 boost pin ?
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It is from Rahmah prize winner vouchers 🤦‍♀️
xander2k8
post Aug 23 2023, 09:41 PM

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QUOTE(beLIEve @ Aug 23 2023, 07:55 PM)
Therefore no business today. Now Treasure Gem Inc has a new headache - how to dispose all the T@NGo PINs they bought.
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No headache 🤦‍♀️ as they haven’t bought upfront and all is on credits as you will be surprised how fast it will sell later
xander2k8
post Aug 25 2023, 05:20 AM

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QUOTE(maccorn @ Aug 25 2023, 12:34 AM)
I had to buy because dont have other option lor..
for now only zcity give discount to reload TnG/Boost..
Even if reload TnG at petrol station, myNews 7Eleven etc have extra charge right, RM0.50..
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Service charge only for TnG physical card 🤦‍♀️ not reload pin
xander2k8
post Aug 25 2023, 11:25 AM

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QUOTE(LostAndFound @ Aug 25 2023, 09:19 AM)
Nope, buying reload pin got service charge too. I do that every month with CC.
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No more service charge for so many years 🤦‍♀️ as it against BNM PCRF rules and has outlawed this charge many years back and yet you are still paying it 🤦‍♀️
xander2k8
post Aug 25 2023, 11:38 AM

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QUOTE(theberry @ Aug 25 2023, 11:30 AM)
say here no use
lai we tell u which merchant got charge. then u help us lodge report to BNM la  whistling.gif
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If you pay you are just silly 🤦‍♀️ while being baited to it as the merchant already violated the agreement with the bank who provided the advice with the MDR contract

BNM already stated but yet many silly fools like yourself still subservient to paying such fees 🤦‍♀️ as it already been enforced for more than 5.5 years 🤦‍♀️

https://soyacincau.com/2018/03/22/retailers...to-bank-negara/

So silly as already so many online websites on the steps on how to report as well 🤦‍♀️
xander2k8
post Aug 25 2023, 12:06 PM

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QUOTE(theberry @ Aug 25 2023, 11:54 AM)
there are alot of merchant out there especially small biz still charging.
if they dont charge they also marked up in the product selling price.
some goverment website also like to charge convivence fee using CC c got kena BNM or not  whistling.gif 
not silly, but if can cover back that cost + untung. willing seller willing buyer.. who cares?

+1 give u free extra scenario
some lipoting merchant charge 1-2% extra if using cc to buy property and car.
so we wait you to u go report these merchant to BNM la.  whistling.gif
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1stly I wouldn’t be bother 🤦‍♀️ and I will just boycott such merchants as I am not silly like you 🤦‍♀️
xander2k8
post Aug 26 2023, 01:18 AM

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QUOTE(LostAndFound @ Aug 25 2023, 09:56 PM)
Service charge for usage of CC is against BNM rules (and as others have mentioned, it still happens).

Service charge for pin purchase service (whether cash or CC) is not.
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As long as the pin is generated through a bank or merchant issued machine with MDR contract attached to it 🤦‍♀️ it is illegal and have breach PCRF already 🤦‍♀️ as the machine cannot issue or have the word charge or service fee on it 🤦‍♀️

Only machine that have service fee still haven’t abolished and unfortunately still in use is the old TnG reload machine which doesn’t fall under BNM jurisdiction
xander2k8
post Aug 26 2023, 06:04 PM

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QUOTE(theberry @ Aug 26 2023, 07:08 AM)
when you report LHDN to BNM?
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Why I should report 🤦‍♀️ when it doesn’t even affect me at all which I boycott such service 🤦‍♀️
xander2k8
post Sep 1 2023, 04:49 PM

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QUOTE(engyr @ Sep 1 2023, 04:06 PM)
Anyone bought Rahmah package recently? When is the expiry date for food panda?
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Usually 1 month validity but sometimes randomly assigned 🤦‍♀️ close to expiry date
xander2k8
post Sep 7 2023, 07:01 PM

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QUOTE(cybpsych @ Sep 6 2023, 03:46 PM)
previously tng pin can buy with cc
then they closed cc
then opened fpx to charge to cc

yes, merchant to decide. most merchant dont now or dont want to open LOC option for FPX as the rate is expensive (by Paynet). it's fixed + variable % fee.

FPX-CASA is fixed fee, cost about 40-50sen per transaction.

any fees from Paynet is daylight robbery. They are technology provider, but resell the services to banks/payment gateways.

https://www.paynet.my/business-fpx/fees-charges.html
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Remember who is robbing who when the biggest shareholder of Paynet is BNM itself 🤦‍♀️ with minority shareholders are 11 banks in Malaysia
xander2k8
post Sep 8 2023, 07:08 PM

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QUOTE(beLIEve @ Sep 8 2023, 07:01 PM)
should last until midnite until the whales snap up what's left
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Unlikely 🤦‍♀️ as 100 already sold out
xander2k8
post Sep 14 2023, 11:59 PM

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QUOTE(nuttyking91 @ Sep 14 2023, 03:46 PM)
If you see slowly, both tng and boost no longer have rebate percentage at the icon d. Perhaps removing ability to clear coins in the foreseeable future?
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For sure will be removed question is when but most likely next year after CNY 🤦‍♀️

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