As the title suggests.

I'm going for more of the financial route here

1. Don't buy a car to show off.
As cool as they are, they're not worth the down payment every month. -RM1.xk or more is really really painful

2. Have good dental hygiene
Brush 2x a day is good but use mouth wash , floss and use an electric TB.
Cause visiting the dentist is really expensive and scary

3. Always have a 6 month emergency fund.
Being in a despearate position for money really really sucks. I've been through it twice during Covid. Really not fun

Any yall would like to add? I think it'll be a good learning opportunity for both parties

Buy tesla shares during low price

Read more global history and understand people's motive.

Don't be fucking rebellious and should have continued the footsteps of my family and study ACCA and be a certified accountant. FFS.

The tasks may be tedious and boring but at least you will always have a job, somewhere and everywhere because the system is always, almost the same everywhere!!!

HODL

As someone who just got a surprise high blood pressure diagnosis..

Enjoy life, but don't think you can enjoy a cincai diet and almost zero exercise without consequences. You cannot escape biology and time.

dun dwell on just 1 girl when we can have girls

Learn how to game and date more girls.

Condoms are only 97% effective.

topkek

register lowyat.net before se7en does.

i would remind myself that there is no spoon

As morbid as it farking sounds

Get your kids early. Easier on the body and two you dont know if your parent will be around long enough to see their grandkids

i would have tell my younger self to migrate...not to spore though. probably aus, nz or somewhere else..

That 3 ayam surprisingly agree haha

1. Ayam bought tin milo, BUT not the CHEAPEST tin milo. Regret but impossible cause the cheapest tin milo launch 4 months after mai order topkek. 20K opportunity cost could have been used for genting. Untung tarak entah la.. But ayam damn puas with mai tin milo dah. 3 times gatal want to upgrade, but being the kiamsiap unker ayam is, everytime calculator come out, mehh... turn back.. VW service interval - RM800-1000 quoted by SA, Milo tin - RM200-400 max, mmg no brainer lmao.

2. Approved - always lubang come out 6 months after jadi malas. But reminder prob wont work here.. sendiri yg malas. Nasib every month or so will rmb la haha

3. Well, unker lucky to have multiple lines of credit, but farked up big when it came to reserve for goreng saham at lows, always empty clips too early then being the kiasu unker dun wan cut so ride it down and up.. cash reserve if kept strictly to rule could have doubled during the mar20 crash, instead, got nothing on the rebound.

But the ONE thing unker will truly tell younger self: GTFO from this stupid country when fresh, talented, passionate and still full of potential. Now old, outdated (4 pointer also useless when skills not honed in industry), sohai, cynical and zero potential. But life is fairly good living off the poor, the method of survival in songlapland.

There is nothing to give back since it gave ayam nothing to begin with, and trying to add mass into a black hole is just pure retardation.

This post has been edited by Dezs: Jul 22 2021, 05:09 PM

you had your kids late? me and my missus are 39 now, and i am contemplating whether we should have kids. the pandemic not helping also

All in 20btc and hodl till 2021

Just this No. 1 will trigger many ktards here.

Esp those who just bought an expensive car before MCO 1.0 with less opportunities to show it off during the Covid period and when it's finally over the car could be 2+ years old.

- Mine more bitcoin in college
- Don't sell bitcoin when it hit $100
- Study finance, be IB
- Don't drink Guinness stout/beer/sugary drinks, drink whisky with water/soda water
- Go and get your heart/liver/kidney checked

This post has been edited by ak101ss: Jul 22 2021, 05:14 PM

Piap everything

For reals