Very good advise

While low cost properties can easily yield min 8% returns, the risk are huge as well, and often not worth the nightmare. U'll most likely meet ppl who'll destroy your house, run away with 6 months unpaid rent and even try to chop you when u scold them for rental delays in low cost properties. Again, not all low cost tenants will behave that way, but the likelihood is higher compared to medium cost - high end properties, as the affordability level is different.

I suppose for entry level investors like me, any props above 100k is a safe starting point

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Added on September 8, 2007, 1:15 pmtechnically, I'd say about RM240 goes to your account 2 every month.

my take on the topic, we'll see a boom in demand for low-med cost properties. Figure wise, the properties ranging 100k-500k will most likely be the biggest winner from our 2008 budget.

All is good

This post has been edited by Pai: Sep 8 2007, 01:15 PM

boon is right, EPF is for those who cant plan their retirement on their own. If u think houses here are overpriced, perhaps u might wanna do a little research and compare our housing prices to places like S'pore, Bangkok, Jakarta, Shanghai or even Ho Chi Minh.

U 'd be surprised how much a decent condo will cost in these cities

Are you SERIOUSLY advising ppl to take out their lifetime EPF savings to start their own business?

U do know that EPF funds was intended to aid Malaysian's during their retirement years right?

While Im a big fan of risk takers and business owners, I certainly wont advise any Tom, D*ck and Harry to go and open business. In general, 9 out of 10 business fails within 3 years of business. Its a further evidence that running a business is not meant for everyone.

being devil's advocate here, we need to be clear that the fastest way to build one's wealth is also through business. If u r good, there is no limit to what u can achieve