basically in the market we have 3 ways to plan for kids education.

1. Unit trust: Buy fund and diversified into foreign funds have the
about 6-7% pa for the next 20 years. no tax exempted.

2. Insurance Company
About 4-5% pa. with guaranteed feature when payer diagnosed with critical illness /TPD/ Death. Saving amount continue till kids reach 20yo.

3. SSPN
Tax exempted about 4% pa.

Before starting a plan do calculate the Present value involve of inflation rate and the future value of the education fees.

This post has been edited by Ewa Wa: Jul 12 2021, 05:09 PM