I'm earning 5 figure but i still using RM38 phone plan only...
Fresh graduate should find working place which is reachable by public transport, car are huge depreciated asset and commitment if ur salary wans't that good yet, and obviously renting can be lesser if u shared with ppl.
In my early working year i rarely spend except on insurance and investment, u really doesn't have much choice to change your life if ur bank got no money. 50% increment after 2 years is possible in professional field, but u have to change job, most company dont raise much salary

This post has been edited by ragk: Jun 29 2021, 04:28 PM