calculation:

1 mil = 5%@ rm50k per year rm4k per month passive .... this money can leave it to compound interest

**(A)**

1 mil to spend ... assumption no interest

**(B)**

i million bahagi 12 months bahagi 20 years = rm4166 per month

so easy to retire with such amount

emergency can use the funds from[B] A[/B] to tambah.

This post has been edited by

**eddyooi**: Jun 14 2021, 03:51 PM