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2 mil more than enough to retire
TSeddyooi
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Jun 14 2021, 03:49 PM, updated 11 months ago
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1 mil leave in epf or any generating interest
calculation: 1 mil = 5%@ rm50k per year rm4k per month passive .... this money can leave it to compound interest (A)
1 mil to spend ... assumption no interest (B)
i million bahagi 12 months bahagi 20 years = rm4166 per month
so easy to retire with such amount
emergency can use the funds from[B] A[/B] to tambah.
This post has been edited by eddyooi: Jun 14 2021, 03:51 PM
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lamer2000
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Jun 14 2021, 03:51 PM
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Apa passive investment that give u 5%. Dream lah if fd gives u that
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hellkvr
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Jun 14 2021, 03:51 PM
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More than enough if you have no comitment. Kalau ada anak dan hutang2 lain tak cukup bro
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TSeddyooi
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Jun 14 2021, 03:51 PM
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QUOTE(lamer2000 @ Jun 14 2021, 03:51 PM) Apa passive investment that give u 5%. Dream lah if fd gives u that epf or asb
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debonairs91
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Jun 14 2021, 03:52 PM
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QUOTE(lamer2000 @ Jun 14 2021, 03:51 PM) Apa passive investment that give u 5%. Dream lah if fd gives u that Kesian
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redic
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Jun 14 2021, 03:54 PM
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your govt will suck u dried
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hoilok
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Jun 14 2021, 03:56 PM
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2million without debt ?
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Fenix98
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Jun 14 2021, 03:57 PM
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Xcukup...
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fantasy1989
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Jun 14 2021, 03:58 PM
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QUOTE(lamer2000 @ Jun 14 2021, 03:51 PM) Apa passive investment that give u 5%. Dream lah if fd gives u that  --- btw..back to TS questions ..2mil might be enough provided you do not have existing debt and no plan to get anymore commitment (start from now..not 20 30 years later ) Just live normal or sustaining existing lifestyle And you have enough medical insurance to cover incase shit happen. This post has been edited by fantasy1989: Jun 14 2021, 04:00 PM
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TiramisuCoffee
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Jun 14 2021, 03:58 PM
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QUOTE(eddyooi @ Jun 14 2021, 03:49 PM) 1 mil leave in epf or any generating interest calculation: 1 mil = 5%@ rm50k per year rm4k per month passive .... this money can leave it to compound interest (A)
1 mil to spend ... assumption no interest (B)i million bahagi 12 months bahagi 20 years = rm4166 per month so easy to retire with such amount emergency can use the funds from[B] A[/B] to tambah. Ehhh, ur RM4k tara Inflation forever...
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prophetjul
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Jun 14 2021, 03:58 PM
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No inflation? Your Rm4166 is not 4166 ten years or twenty years later.
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TSeddyooi
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Jun 14 2021, 03:59 PM
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by 50 most of us c40 can retire
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kelvinfixx
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Jun 14 2021, 03:59 PM
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The problem is how to get 2 million, 1 million in EPF is very very hard to achieve.
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xPrototype
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Jun 14 2021, 04:00 PM
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QUOTE(kelvinfixx @ Jun 14 2021, 03:59 PM) The problem is how to get 2 million, 1 million in EPF is very very hard to achieve. get a girl then manage onlyfans together
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TSeddyooi
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Jun 14 2021, 04:01 PM
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QUOTE(kelvinfixx @ Jun 14 2021, 03:59 PM) The problem is how to get 2 million, 1 million in EPF is very very hard to achieve. majority of us working class can achieve it bro
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heavensea
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Jun 14 2021, 04:02 PM
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Ts is dead K will bash ts is naive because their projected money for retired is 10m ringgit. 10m / 20k = 41.7 years
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Phoenix_KL
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Jun 14 2021, 04:02 PM
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buy mansion, staff salary. buy lembugenie. Model gf RM20k allowance.
not enough.
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cempedaklife
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Jun 14 2021, 04:02 PM
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Macam yes
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RGRaj
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Jun 14 2021, 04:05 PM
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Assuming u wil live long enuf to enjoy all that .
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kelvinfixx
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Jun 14 2021, 04:05 PM
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QUOTE(eddyooi @ Jun 14 2021, 04:01 PM) majority of us working class can achieve it bro can? 1 million in EPF?
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