https://www.directd.com.my/directd123



Mahal siot.
Take the iPhone XR 64GB for example, with RRP of RM2199.
Assuming 24 months payment plan:
Initial payment RM238
Monthly payment RM119x24 = RM2856
Total paid after 24months = RM3094, you end up paying almost 40% more! What the flying fuck

Baik amik credit card 0% installment deal kan?

Ya

but how do they make sure ppl arent going to run away with the phone?

can they do the telco-locked method?

maxis zerolution RM350/24 Iphone 11 Promax 256GB with 50GB data.

this is bullshit

Targeted towards a specific group. The ones who's bad at math and just lack sense.

This has been goin for long while dei, asal ada gaya.

Ye la mahu bayar ahlong baling cat not cheap now.

Notice lately that buy now pay later services are trending

the one die die must get and show off even in red for 2~3 year...
and continue blame dapig...

Bayar ansurans is life, janji gaya

Same here too. I supposed they have your personal details in place? Or somekind of credit worthiness report?

Many b40 will buy to look rich.

Ko tau x bile ada duit maka hilanglah makna mahal tau murah.

More like meant for those unable to apply credit card

Just something like giving out personal loans. Interest is high but many still take.

Much more profitable than selling phones but of course it comes with the buyers not paying back for the installments. Worst that you can do to them is just harass them on the phone and mail and put a bad record on their ccris and ctos.

Poket kosong takpe, janji bergayo

I've seen worst. Mostly from Koperasi loans. Up to 9 years agreement for a phone.

Ok what.

To service the poor segment.

Basically for poorfag.

If unable to afford something, don't buy. U won't die later from incurring more debts.

sh*pee now buy with s*nQ with M*ybank CC far cheaper