Jun 3 2021, 06:02 AM
QUOTE(Ximiq @ Jun 2 2021, 07:59 PM)
Hi guys
I just came across this, a project called ERS saving introduced by a company name macaroonsplt
Basically this company helps you reducing the house loan interest by adjusting which day in a month to pay the house loan
???
and it can somehow save about 15% of total loan interest without paying extra loan monthly ( and hence cut my house loan interest cost from 360k to 290k and reduce tenure by 65 months )
they charge for em3.6k one time off
it sounds legit to me
has anyone came across this and would the to share the user experience?
thank you
Someone posted a similar topic last year. I just came across this, a project called ERS saving introduced by a company name macaroonsplt
Basically this company helps you reducing the house loan interest by adjusting which day in a month to pay the house loan
???and it can somehow save about 15% of total loan interest without paying extra loan monthly ( and hence cut my house loan interest cost from 360k to 290k and reduce tenure by 65 months )
they charge for em3.6k one time off
it sounds legit to me
has anyone came across this and would the to share the user experience?
thank you
Loan interest is calculated on a daily basis. If the due date is end date of each month and one pay on the 1st day of the same month, there is oredi a 'savings' on interest calculation for the next month.
Similar to those guys selling gadgets to reduce electricity bill ... do you think it works ? .... otherwise all electrical appliances manufactures would have install one unit in Air Cond, Fridge, Heater, Oven etc.
The moment you pay the 3.6k, you oredi pay more interest !
And you have to pass the monthly instalment to them and they will pay on you behalf, RIGHT ?
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