Why waste my time to seriously learnt abt opr rate when the amount I can save from it is little compared to what I can make from learning on other things...
You are very good at displaying the number of gains to 0.0000xx sen... That is good if that makes you happy by feeling smarter for spending time on that...
Not me.... For it is insignificant... For I hv more impactful things to attend to in life than the gains of versa over other mmf...
But I never ever talk down on others by telling how or what they got or did is "rubbish" compare to versa.
Just say how or what versa is good for.... Just excludes the word "rubbish"... Then that would be abit more holistically smarter... Not just smart in mmf n opr field but also ettiquiqe in open public forums.  Be abit humble

Actually you are wrong there. The time spend searching and comparing adds up over long time. It's like unit trust. If your are doing it regularly over long period of time, you want the cheapest possible.

Say one who spend USD10/month on commision Vs one who spends USD50/month on commision, over 20-30 years how much you already lose? Never underestimate fees and small change. Always maximise savings where possible is something I learned from Jack Bogle.

So still think not wise to go for extra savings?

Rational consumers will continue to search for a better product or service until the marginal cost of searching exceeds the marginal benefit.