Ah okay. Then if that's the case, you can only tell him to wait. I was under the impression that details of the loan, rates, insurance etc were not explained to you.

Since he has explained the rates to you and whatever other charges, then there's no point for the LO to be issued if you want to continue to shop/compare.

Just inform him that you are still shopping. Once he is shorlisted, then you will sign. You can then go through the details on the day of signing. Ask questions and once you fully understood, then sign.

80% of the tnc you and I will never really understand.

Btw, no banks will like their unsign LO circulating in the market.

Yes I have already informed him that. Initially, he said he cannot wait. Still awaiting further replies.