the general advise to to  have  1  surge SPD for whole house  at the service entrance  ie DB box  . and  a Point of Use  plug in protector .

Still, a 99.5% protection level will reduce the incidence of direct strokes from one stroke per 30 years ... to one stroke per 6000 years ...   Protection at 99.5% is the practical choice.

After few years of using Belkin surge protector, I started to question their product quality control.
So far I've sent 2 surge protectors for RMA, one protector they replace a new one for me, the other one they refunded for me.
And the RMA process is kinda tedious, you can only RMA from the seller that you bought, Belkin Malaysia will not entertain you even if bought their genuine product.
And recently I just found out now all the Belkin surge protector no longer offers a lifetime warranty.
is that any good quality surge protector recommend?
This is what i found, feel free to recommend.
APC
https://shopee.com.my/APC-PM6U-UK-6-OUTLETS...2218.2092802972

Targus
https://shopee.com.my/TARGUS-SURGE-PROTECTO...67819.438358123

My belkin surge protector kaput after only 1 month, i guess their quality control terrible edi, so how do u actually claim their warranty? need to call them 1st or straight go to the seller? cause im buying it online..

Which series did you buy? the cheapest one or the fat series?
You can contact the seller to see if they can help you out but in most cases they'll ask you to go to Belkin instead

F9S620sa4M this exact model, the fat one i guess? I prefer to send it directly to belkin, do u know where's the service centre?

My belkin surge protector kaput after only 1 month, i guess their quality control terrible edi, so how do u actually claim their warranty? need to call them 1st or straight go to the seller? cause im buying it online..

After few years of using Belkin surge protector, I started to question their product quality control.
So far I've sent 2 surge protectors for RMA, one protector they replace a new one for me, the other one they refunded for me.
And the RMA process is kinda tedious, you can only RMA from the seller that you bought, Belkin Malaysia will not entertain you even if bought their genuine product.
And recently I just found out now all the Belkin surge protector no longer offers a lifetime warranty.
is that any good quality surge protector recommend?
This is what i found, feel free to recommend.
APC
https://shopee.com.my/APC-PM6U-UK-6-OUTLETS...2218.2092802972

Targus
https://shopee.com.my/TARGUS-SURGE-PROTECTO...67819.438358123

I no longer into surge protector because I have an experience that my desktop was strike by lightning during one thunderstorm even my CPU was protected with UPS and surge protector. One thunder strike and my mobo and PSU both also declare dead.

yes ... lightning surge can  zap  .

Surge protector  have a limited  life. 
what brand did you use. ?
has it a LED  indication 'protected '

Belkin.

Learn from your mistake.  That protectors had near zero joules.  Other 'magic' boxes also profit by marketing to the most naive consumers - who ignore all specifications.  Profits are obscene.

How many joules does that Belkin claim to 'block' or 'absorb'.  Honest answers always discuss numbers.

How does its 2 cm protector part 'block' what three kilometers of sky cannot?  Why is that question not being asked?

How does its paltry thousand joules 'absorb' surges that can be hundreds of thousands of joules?  Only effective protectors answer that question.  No plug-in protector does.

Protection only exists when a surge is not anywhere inside.  Protection is always about where hundreds of thousands of joules harmlessly dissipate.  Even that protector remains functional after many direct lightning strikes over many decades.  Which means a protector from other companies know for integrity.  Belkin, Panamax, APC, Tripplite, Monster, etc are not listed.

Effective protectors never try to 'block' or 'absorb' a surge.  Effective protectors are connecting devices to what does all protection.  To what harmlessly dissipates hundreds of thousands of joules.  As Ben Franklin demonstrated over 250 years ago.

Lightning seeks earth ground.  A best connecting device was wooden church steeples.  But wood is not a very conductive material.  Steeple damaged.

Franklin connected a lightning rod to earth ground.  Rod does not do protection.  It only connects to what does all protection - earth ground electrodes.

Lightning seeks earth ground.  A best connecting device is household appliances.  But appliances are not a very conductive connection.  Appliances damaged.

We connect a protector (low impedance - ie less than 3 meters) to earth ground.  Protector does not do protection.  It only connects to what does all protection - earth ground electrodes.

Well proven science was installed and routinely proven even over 100 years ago.  They never wasted money on any magic plug-in box.  They always properly earth 'whole house' protection.  Why do so many today not know any of this.  A massive disinformation campaign is that profitable.

Lightning is typically 20,000 amps.  So a minimal 'whole house' protector is 50,000 amps.  Effective protectors remain functional after every surge.  Only scams fail after one surge.  Fail so that the most naive consumers recommend it and buy more.  To protect profit margins.

Effective protection ALWAYS answers this question.  Where do hundreds of thousands of joules harmlessly dissipate?  Either a hardwire connects low impedance (ie hardwire has no sharp bends or splices) to earthing electrodes.  Or when that low impedance (ie less than 3 meter) hardwire connection is made via a 'whole house' protector.

Obviously wall receptacle safety grounds are not earth ground.  A protector is only as effective as its earth ground.  That Belkin (and those other magic plug-in protectors) clearly does no effective appliance protection. Simply read specification numbers.  But it sure does protect profits.

Got a question sifu, if you already have proper MCB installed in your db box for your house, do you REALLY still need a surge protector?