hi recently joined a new company and company is providing medical card to employees,

i personally have 1 which my parents bought for me long time ago.

should i cancel the my old medical card and use the comapny's medical card?

sorry new in these medical card things

keep it.In case you got fired/lost the job / change company.

I think the medical card your parents bought for you and the company card are different.

Even if is the same, one shouldnt cancel family medical card as you will need it if your next co doesnt provide one.

This post has been edited by mini orchard: May 7 2021, 04:09 PM

keep it. but if need to claim use the company one

usually coverage personal and company is different. keep the existing card. if you admitted outpatient/inpatient use the company card first

Keep it. If you dropped it and next time if you changed job or no job and got medical conditions then susah to buy again

keep

Company give laptop you buy your own laptop? What about car? Got the idea?

should keep, many company medical is for work injury or related, if you get a sickness which is not related with your work, or you had accident outside your job scope / within the country, all might not included. keep it as a backup.

Company med card just offers basic protection. Low limit.

Better keep own med card.

When you resign, you can cont to buy own laptop or car.

For medical card, when you resign, you may not be able to buy medical insurance once you have certain medical conditions or buy with exclusion clause or very high premium.

Btw, drs also buy medical policy ... infact higher coverage than ordinary msians.

Got the idea ?

This post has been edited by mini orchard: May 12 2021, 06:50 AM

keep ypur own. use company's in the meantime.

company's one is yearly renwable. usually don't have lifetime limit, reset every year. you "break glass on emergency" also will magically see it getting repaired next year like nothing had happened.

your own on the other hand usually have lifetime limit, cannot reset. sort of like "break glass on emergency" only once.

So lucky
My company dont give medical card.
They pretty much lied.
Say in beginning got medical card but since last time until now 2yrs later they keep saying forgot to bring. When i ask other staffs they all also never get any medical card.

you might not know when you'll change job again one day, keep it