KWSP Withdrawal to Reduce/Redeem House Loan, Consider Advance or Prepayment?
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 Apr 23 2021, 10:22 PM
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#1
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Senior Member
1,325 posts Joined: Jan 2007 From: Selangor  
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The epf 2 reducing housing loan is considered as capital repayment, not advance payment. It means to say you can't withdraw it from semi flexi loan account. I just did it recently and find out couldn't withdraw the money out.
This post has been edited by coldfission: Apr 24 2021, 05:33 PM |
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Apr 23 2021, 10:25 PM
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#2
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Senior Member
1,325 posts Joined: Jan 2007 From: Selangor
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QUOTE(skyhyk88 @ Apr 23 2021, 05:23 PM) i have the original snp signed back in 2014 The e-pengeluaran is very efficient, I got my withdrawal within 7 working days starting from the file I applied it. just only applied through the kwsp portal, already submitted, no additional documents required, only fill in the blanks like when the loan approved, loan amount, date snp signed, etc  QUOTE(Xaphier @ Apr 23 2021, 05:27 PM) If I remember correctly, the SNP cannot be more than 3 years in order to qualify. My house was purchased in 2012 andd still able to use epf account 2 to reduce loan. |
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Apr 26 2022, 04:36 PM
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#3
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Senior Member
1,325 posts Joined: Jan 2007 From: Selangor
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QUOTE(adam1190 @ Apr 26 2022, 01:52 AM) How about full flexi loan account, also not possible to withdraw the excess right? it is still not possible to withdraw it as it is not treated as advanced payment. |
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