The amount goes to your personal account if do the monthly 1

Only says this

"Full payment in Ringgit Malaysia (RM) will be credited to your account
If you hold an active account with our panel bank and your identification no. matches the bank records"


https://www.kwsp.gov.my/en/member/withdrawa...artial/buy-home

Got write in the website

"Proof of Purchase
Sales and Purchase Agreement (not more than 3 years from the date of application)"

https://www.kwsp.gov.my/en/member/withdrawa...artial/buy-home

I think this is for a lump sum and it says here directly to the house loan account

"All withdrawal payments will be credited directly into yours or your spouse’s housing loan account when you meet the following criteria.

You/spouse has a housing loan account with a panel bank appointed by the EPF; AND
Your/spouse’s loan with the EPF panel bank is not in the non-performing loan (NPL) status
Your/spouse’s loan account is still active
Your/spouse’s identification number as a borrower matches with the bank’s record
Payment is made in Ringgit Malaysia (RM)"

https://www.kwsp.gov.my/member/withdrawals/...em-housing-loan

Only the monthly is into your personal account. I think that is why I went with the monthly 1 long time ago.

This post has been edited by blurjoey: Apr 23 2021, 05:59 PM