Annual fee is postpaid, so if u did not utilized your card after u got charged annual fee, you can ask for cancellation and annual fee waiver. same goes to SST.
If u already used the card then u are at the bank mercy.

Anyhow isnt it usually banks will waiver annual fees as long u fulfill the min spending requirements?
if u cant fulfill min spending better u cancel the card and move to other no annual fee card.

And yes u can balance transfer your balance to other card.