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Investment Versa

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sweetpea123
post May 23 2023, 04:23 PM

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QUOTE(1mr3tard3d @ May 19 2023, 09:11 AM)
first RM 30k promotion rate
so versa + versa-i = RM 60k

i don't understand how mathematically 3.5% > 4.0%
need more information on this claim
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oh, so I can put 30k each into Versa and Versa-i respectively to earn the promotional rate of 4% ...nice !!!
sweetpea123
post Aug 30 2023, 05:18 AM

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does anyone keep track of the Versa rate ? Seems a bit off, unlike KDI whereby the calculation is pretty straightforward
sweetpea123
post Sep 4 2023, 11:53 PM

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QUOTE(sweetpea123 @ Aug 30 2023, 05:18 AM)
does anyone keep track of the Versa rate ? Seems a bit off, unlike KDI whereby the calculation is pretty straightforward
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it's definitely OFF, i have been doing screenshots of the balances EVERYDAY and there will be days where I wont receive any interest at all. sweat.gif
sweetpea123
post Sep 8 2023, 03:37 AM

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QUOTE(virtualgay @ Sep 6 2023, 09:44 PM)
is it part of the TnC?
mmh...
anyway it is already history lost half month of interest of RM10k x 4.3%
give up on Versa
dont get me wrong, for those who looking to save money Versa is still good platform and dont be like me using Versa like a bank
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die lor, I just withdrew ALL from Versa Cash yesterday,
and a big amt from it too last month on 18 Aug doh.gif

planning to withdraw all from Versa Cash-i today , Ok , gonna leave rm100 inside. Thanks for the heads-up, btw, is KDI SAVE also the same?

UPDATE : when I tried to leave rm100, it required me to do a FULL WITHDRAWAL. So I left rm200 inside and then it went through

This post has been edited by sweetpea123: Sep 8 2023, 05:27 AM
sweetpea123
post Sep 8 2023, 04:38 PM

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QUOTE(xander2k8 @ Sep 8 2023, 03:46 PM)
Wait till next promo 🤦‍♀️ then you will be left out again

*
???? 🤔🤔🤔
sweetpea123
post Sep 11 2023, 05:37 AM

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QUOTE(xander2k8 @ Sep 9 2023, 02:10 PM)
Promo these days got minimum AUM just like for 4.3%
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bank in again lor, apa susah? tongue.gif

have been treating Versa n KDI as temporary parking all these while, accumulate bigger amount, then masuk FD biggrin.gif
sweetpea123
post Sep 11 2023, 06:07 PM

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QUOTE(virtualgay @ Sep 11 2023, 09:26 AM)
i am like u put i park at Rize
problem is higher FD is most likely not going to be there anymore
OPR either maintain or drop saja now
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ya, wanted to do Rize, but I read last time like very unstable. So I pass, is it better now? BTW, OT a bit but Ambg FD 8m @4.2% one of the best out there. You can go check it out.


QUOTE(xander2k8 @ Sep 11 2023, 10:39 AM)
Later they will change the clause to include loyalty bonus 🤦‍♀️ so by the time you bank in again it will be too late 🤦‍♀️
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Later then later baru worry lor. hahahahah, why worry about something that havent happened? whistling.gif If happens, it happens lor. You dont have to worry for me. tongue.gif

This post has been edited by sweetpea123: Sep 11 2023, 06:48 PM
sweetpea123
post Sep 26 2023, 07:34 AM

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QUOTE(1mr3tard3d @ Sep 15 2023, 06:14 PM)
that would suggest otherwise, wouldn't it?
that people are paying attention to the return without realising that the volatility of the financial and capital markets
they compare the return without considering the underlying investment associated with
» Click to show Spoiler - click again to hide... «


kind of relief to know that :lol2:
i was beginning to worry that i might miss the rebate as my balance has been below RM 1,000 since Aug withdrawal
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Same, i took out everything too earlier. Hopefully the rebate is based on average daily balance. 😁

This post has been edited by sweetpea123: Sep 26 2023, 07:37 AM
sweetpea123
post Mar 29 2024, 12:33 AM

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freaking Versa /AHAM staff keep bugging me for EPF statement after I have given them previous employers' details and length of service. Anyone having the same problem. I asked , what if I dont give my EPF statement (super sensitive doc), they said they might close the Versa acc n return my moolah. tongue.gif tongue.gif

anyone having the same problem?

This post has been edited by sweetpea123: Mar 29 2024, 12:33 AM
sweetpea123
post Mar 29 2024, 02:19 AM

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QUOTE(victorian @ Mar 29 2024, 12:34 AM)
What's so PNC about EPF statement?
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it is, to me .. Makes no sense why they need it anyway tongue.gif
sweetpea123
post Mar 29 2024, 12:12 PM

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QUOTE(Barricade @ Mar 29 2024, 08:43 AM)
Yes, they ask me about it when I topup my versa cash last month (temporary park my annual bonus). After I provided to them the money is reflected the next day. Maybe after hitting certain amount they will ask?
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Nah, i don't have that much in versa anyway now after withdrawing for my self contribution in EPF.

Versa is just for temporary parking, will withdraw all to add to my maturing FD soon.

This post has been edited by sweetpea123: Mar 29 2024, 12:15 PM
sweetpea123
post Mar 30 2024, 02:10 AM

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QUOTE(ronnie @ Mar 29 2024, 07:29 AM)
we also cannot make sense of it on your own P&C about it.... probably one of the millionaire EPF holders
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nah, too shy to show that I have only a few hundred inside tongue.gif

 

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