But overnight interest amount is too miniscule as you can see  from examples above.
So how much  it can drag the ROI down??
Overnight interest  cut hardly has any effect as the amount  is very small compared to dividend and bonus.
I  read somewhere Frank return 1.8% only, so is no better right?

If you know to milk it overnight interest was another 0.2% returns on top of it

Bonus another is 0.16% while payout is the worse it is only 0.1% every fortnight

While Frank pays you 1.8%pa the key is liquidity and access as you can withdraw anytime while Versa is only accessible 24hours after withdrawing before cut off on weekdays while 3 days lag when withdraw during weekend 

The key to Versa is not for returns but temporary  parking while waiting for better opportunities 

Getting downhill since q3 2021 with 1.8% for 2021

Wait until BNM raise OPR the next only can get back in
Not even higher in fact on par since Q3 2021 

is there any 'best time' to withdraw some of the money while not affecting much on the interest?

yes single .. satu kali.

i even ask CS.. at first give me auto answer..
Not happy with their reply.. i ask again showing time and amount deposited.

the minute i saw the promo i go put the 588.. now they answer me like this:
Thank you for your patience.

As our campaign has received an overwhelming response from our users, the 888 spots were taken much quicker than we anticipated.

That being said, we truly appreciate your support and we would like to show that. As a token of our appreciation, we would love to credit you the RM8 e-AngPao  in our next batch of rewards, expected by mid-April.

Have a lovely day ahead.
email came after i withdraw most out.

Furthermore my maths being challenged.. i  hv no idea how is the bonus and the units being calculated.
easier with KDI .. interest on daily rest.

Maybe VERSA should give a tutorial or fomula on the calculations.

No wor. What’s new?

Throw in RM100 on their Versa Growth. Let's see how it pans out.

now only payout once a month than every 14 days

Means with existing fund also not confirmed able to get the 4% promo?
I purposely cash in before Nov...

Once a month get interest. It's not daily like KDI Save.

Don't think quota will finish that early lol. In marketing normally it is allocated with a higher budget one. Plus OPR is rising, they have to rebate lower % compared to before. Dont worry so much haha

🤔got 4%?
I also received the bonus