Versa losing customers, now need to attract them back

KDI Save 3% is until end of this year. After that who knows maybe it's 2.5% like others.

Now already coming August. 4 more months. Time flies. So just get ready to move if needed.

Versa giving 3.2% for the first 30k until end of the year

How did you get RM20?

should be extra RM60 per year,
RM5 per month,

dont forget, when deposit , you lose  2days (in KDI 2 days= RM4.93).
Withdraw again lose 1 day.
So end up may get nothing extra if many in out in out

follow KDi lah, deposit morning same day paid interest, withdraw morning same day get money
another Q is calculation how? KDI can easily checked (shown daily)
yeah will open another account, get member rewards on now
lol i was going for that 3.75% but so fast habis..
dapat  8k only

Anyone withdraw 30k from KDI to put in Versa? 

Even extra above RM50k from KDI ,withdraw from KDi  put in Versa may not be worth it
because WD KDI lose 1 day, place in versa lose 2 days..... better stay put in kDI,
especially if  need to WD money eg once a month
Versa interest calculation quite difficult to  check, it pays in units bonus in RM etc..

but i believe 4%  is NETT all in. if not sure Versa would boast they are paying more than 4% for you.

Suddenly think of this question... What happened to my versa saving/investment if I died? I have not telling anyone where I invested, and the can't access to my account with my phone right? Will my money automatically cash out to my bank account when I officially declared dead? Hmm...

or do versa have nominee feature which I missed out?

Want to check if everyone get the same rebate based on their balances compared to last month's?

I think the situation above already happened, bummer tho still got 20 days left

If so time to move back to good ol KDI

Yes better go play with Tesla options 😂

Something is brewing....

at least quote the source maybe?
it just remind me of


not sure about others, for me,
Versa is just slightly above 4% p.a. but definitely not 4.3% p.a.
Rize is 4% p.a. (would get about 4.16% p.a. for 30k, so might be actually higher than Versa)
KDI is 3.92% p.a.
if that is what u r asking
if i were u, i would place 10k each and u could tell the difference at the end of the day
joking aside, u need not have to worry about withdrawing prior to certain deadline or just in case can't login when trying to withdraw

Annual fee depends on the fund itself but is around there
The problem is not until 55 withdrawal 🤦‍♀️ but without tax relief it is worse choice as it underperforming EPF and FD and after deducting management you will be lucky if it is not negative
It will turn negative 🤦‍♀️ because of the fund management fee coupled with depreciation in RM long term

PPA Annual Fee is RM8, i think. where is it deducted from ?

you did not get my point.... how much can i put in the tax submission: 3000 or 2992 ?

nothing good comes from him...

hi bro, any referral code to share ?

going to VERSA PRS invest also...

thx in advance

Versa had removed the 4% return promotion? I can't find this promotion at their page anymore