Something wrong you...........very misleading.

overnight interest seems No 1 in your brain,
Number 1 contributor to your ROI at 0.2% ?
How lah ?

See transaction record as proof

tell us how much you managed to milk from overnight interest
Mine only Rm1 - 2 each time i deposit? and paid only once that's it!
Just how much can you collect from that chicken feed ?

Bonus amount at RM50- RM120 , easily 50x  more than  overnight interest.
paid every month! This is less important than  overnight interest?

Payout amount is even bigger at RM200- RM400, easily 100-200x your overnight interest, paid twice a month somemore!
yet you said it is the worst component?

Apa macam lah thinking upside down.............
going for the shillings and dowan the dollars?

Paid at the end of the month aka end of November.

end of the month
note FCFS until  campaign rewards fully utilised.

i check my Versa Cash the value
seems to increase almost daily
this is not the Bonus 1.5%

check your email invite

------------------

Affin Hwang AM x Versa

It’s no secret that financial planning is important, but in a rising cost and inflationary environment, it’s especially tough. Some day, we all hope to achieve financial freedom where we can finally stop worrying about where our next paycheck is coming from and start doing things we enjoy! But the question is, how do we get there?

Listening to stories from people who have been in our shoes can sometimes help us see things from a new perspective. So let’s face it, adulting and managing our finance isn’t easy. But if we hear from others who have gone through similar experiences, it might help us out.

Join us over the weekend, ✨ PHYSICALLY ✨, for a no non-cents, casual ringgit chats featuring, CEOs of Versa (Teoh Wei Xiang) and RinggitPlus (Siew Yuen Tuck) and moderated by Affin Hwang Asset Management Berhad’s Director of ETF & Innovation Lab (Chong Lee Choo). Together, we will be exploring:
 
How saving and investing is different for everyone
Saving and investing in the digital world
Money habits to cultivate despite how much you earn
Navigating different career paths and wealth creation

Register to save yourself a seat! Just 2 minutes to complete and the Access Pass will be yours.

Only 80 seats available.

80 seats only mah

now already +11 days after email invite 

Anyone joining Ringgit plus RM100 campaign ?

Not so soon wait until middle of the month for bonus

This month also very late at around 20th paid out for bonus

On fund distribution it will paid out latest 28th each month or last Friday of the month whichever falls later

is there any 'best time' to withdraw some of the money while not affecting much on the interest?

They don't give lumpsum 4%

You will get basic rate (2.75% is it?) end of the month, you should have already receive this, look for 'Payout' in your transaction

The bonus rate will be given around 11th-15th of the month (this month), look for 'Bonus' in the transaction log

This is from my observation la

I think actually the payout is not 2.75%. It is just the income distribution of the fund.
What we earn from Versa Cash is actually the increase in the unit price of fund, if u observe the available balance, actually it goes up almost daily.
so I'm not much care about the payout

so far that is what I observed

the rebate for month November 2022 is credited
the total gain is 4% p.a. (2.95% without rebate) for the period between 9 Nov and 30 Nov 22
not taking into account the processing time of cash-in (approximately 2-3 days)



bonus: RM 10 referral campaign bonus
payout: converting daily gain into units by distribution, which reduces unit price (not relevant in calculation)?
rebate: the difference between the promotional return and market return

ongoing campaigns and promotions for referral and deposit, nice to see them updating theirs. Also kept emphasize 4% interest rate too:
https://versa.com.my/promotions/

KDI Save totally quiet.. better to switch to Versa.