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Investment Versa

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kelvinfixx
post Mar 28 2024, 11:01 AM

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QUOTE(mynewuser @ Mar 28 2024, 10:57 AM)
If I deposit 3000 now and withdraw after 2 month. Any penalty?
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PRS can only take out after 55, are you over 55? I think no penalty.
kelvinfixx
post Mar 28 2024, 11:02 AM

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Versa is good only if the AHAM Capital funds is doing well and there is tax rebate. Also the cash is giving 4% and above

This post has been edited by kelvinfixx: Mar 28 2024, 11:03 AM
kelvinfixx
post Mar 29 2024, 11:54 AM

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QUOTE(Maniee27 @ Mar 28 2024, 11:26 PM)
i cashed in RM 6K for versa cash. its still being processed. does it usually take this long? it says to complete by 1/4/2024 11:59 PM
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Vsrsa is sloe compare to stashwawy
kelvinfixx
post Apr 10 2024, 06:39 PM

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QUOTE(MaJYun @ Apr 9 2024, 10:36 PM)
FYI. It is confirmed. Will test if auto-debit of RM 500 /month into Versa Cash is worth it.

user posted image
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Not for cash, you have to auto debit into invest portfolio.

This post has been edited by kelvinfixx: Apr 10 2024, 06:39 PM
kelvinfixx
post Apr 11 2024, 11:40 AM

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QUOTE(Lancer07 @ Apr 11 2024, 11:19 AM)
Think not worthy to DCA just for +1% from the unknown base rate.

May consider to move the savings out to somewhere
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QUOTE(victorian @ Apr 11 2024, 11:37 AM)
Too much effort to earn the extra 1% for 10k or 30k.

And I wouldn’t even say 1%, it’s .77% to be exact if you compare it to KDI Save
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I would say not worth the effort.
kelvinfixx
post Aug 7 2025, 01:33 PM

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Now 3.3% only, wth?

 

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