Versa returns for Feb 2023 is reported to be 3.9%... so they only needed to top up 0.1% for the 4% promotion, but any amount you placed in Versa cash would have gotten 3.9% ... higher than KDI or other MMF out there.

4% is not a straighforward grant to your account

Campaign Reward
= Net return of 4.0% p.a.
= Versa Cash-i base net return rate + promotion net return rate
= 3.17% p.a. (Based on historical performance in January on January 2023) + 0.83% p.a.
= 4.0% p.a.

Your returns from this campaign will be credited to your Versa Cash and/or Versa Cash-i account the following month, on a monthly basis.
what you see from the app is (current) base return. the promo return only credited (separately) next month.

thinking of moving some funds out from KDI to either Rize or Versa.

what does referral code do/get?

So the 4% has ended la..
KDI and Raiz offering net 4% or projected?

But i read Raiz every month charge rm1.50. what about KDI?

Versa Save Cash and Cash-i
what are the actual %interest ?

Between Versa Cash vs Versa Cash-i. which would be a better option?