
Investment Versa
Investment Versa
|
|
Sep 2 2022, 05:51 PM
Return to original view | Post
#1
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
|
|
|
|
|
|
Sep 2 2022, 05:58 PM
Return to original view | Post
#2
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
Oh they’re quick fast in dealing this. Already processing now after i send an email to them.
|
|
|
Mar 3 2023, 01:41 AM
Return to original view | IPv6 | Post
#3
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
|
|
|
Mar 10 2023, 10:32 AM
Return to original view | Post
#4
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
Feb only 28 days maybe thats why interest low a bit?
|
|
|
May 21 2023, 01:54 PM
Return to original view | Post
#5
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
I actually dont understand what he is saying. Lol.
Either I’m too dumb or he doesn’t know how to express 🤦 |
|
|
Nov 29 2023, 05:01 PM
Return to original view | Post
#6
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
QUOTE(virtualgay @ Nov 29 2023, 02:47 PM) u ask me if i am 30 now i wont even put a single cent into PRS even if taxable income is 100k Omg I did the calculation and you were right. Thanks for the enlightenment. Guess I put into asnb and pay tax instead of putting into prs. I did have a PRS account and calculating around 3.5% annual interest after 10 years. If asnb consistently just give 4.5%. But investing the 3000 into asnb instead I will gain at least 5k even if I had to pay off higher tax.base on 100k taxable income if you invest RM3k you can back tax saving of RM570 - (you are at 19%) tax bracket but if you are now 30 your 3000 inside PRS at most will only grow like 3.5% to 4.5% average per year for the period of 25 years it is as good as gone case maybe you die also you cannot withdraw because is like EFP so those young ones if u really believe in PRS then invest RM3k give it a try those old one, just do it if you are at 50 years old like me, few more months i am 51 then i have 4 more years left then i can take out my PRS Rather contribute that 3k into EPF since it’s giving also more return in comparison to PRS. This post has been edited by bokbokchai: Nov 29 2023, 05:02 PM |
|
|
|
|
|
Nov 29 2023, 08:01 PM
Return to original view | Post
#7
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
QUOTE(!@#$%^ @ Nov 29 2023, 05:39 PM) you mean PRS was doing pretty good? I won't agree so thou cuz I did give at least 10 years time for it to prove itself. 10 years time got high and low, if i could invest in apple stock during that 10 years time, thing would have been different (if im young and ok for higher risk). |
|
|
Nov 29 2023, 10:58 PM
Return to original view | Post
#8
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
QUOTE(!@#$%^ @ Nov 29 2023, 10:27 PM) I guess it’s depends also on what PRS fund you holding. Mine is top 3 countries invested is USA TAIWAN and SOUTH KOREA. Not china. Hong Kong has more composition also. But kinda sad if compared to US stock holding for that 10 year period. My PRS currently at around 66% profit after 10 years… if now wanna withdraw, cant right?This post has been edited by bokbokchai: Nov 29 2023, 10:58 PM |
|
|
Dec 7 2023, 08:11 PM
Return to original view | Post
#9
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
|
|
|
Dec 7 2023, 09:07 PM
Return to original view | Post
#10
|
![]() ![]() ![]()
Junior Member
455 posts Joined: Jun 2012 |
|
| Change to: | 0.0600sec
0.78
7 queries
GZIP Disabled
Time is now: 10th December 2025 - 05:16 AM |